Mortgage Sales Associate

🕒 il y a 27 jours

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CrossCountry Mortgage, LLC

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5001 - 10000 employés

💸 Finance

💰 €400 000 000 Debt Financing en 2021-11

Finance

CrossCountry Mortgage, LLC est l'un des principaux prêteurs hypothécaires de détail aux États-Unis, proposant une gamme de solutions hypothécaires pour les acheteurs de maison, les propriétaires cherchant à refinancer et ceux souhaitant des prêts sur valeur domiciliaire. Ils offrent une gamme complète de services, y compris des prêts pour l'achat de maison, le refinancement hypothécaire et les lignes de crédit sur valeur domiciliaire (HELOC). La société est fière d'aider ses clients à naviguer facilement dans le processus d'achat de maison, qu'il s'agisse de primo-accédants ou d'investisseurs chevronnés. Connue pour ses taux d'intérêt compétitifs et son traitement efficace des prêts, CrossCountry Mortgage vise à aider ses clients à réaliser leurs objectifs de propriété et financiers.

Description

• Deliver an exceptional borrower experience by supporting the mortgage loan process from initial prequalification through closing • Perform income and financial analysis • Prepare and issue required loan disclosures • Review documentation for completeness and accuracy • Coordinate the timely submission of loan files to processing • Manage a pipeline of loans, monitor milestones and outstanding conditions • Serve as a key point of contact for borrowers and business partners throughout the loan process • Assist with borrower prequalification and collection of initial loan documentation • Calculate and analyze borrower income to determine loan eligibility • Run Desktop Underwriter (DU) and review findings for accuracy and completeness • Schedule and coordinate communications with borrowers, real estate agents, referral partners, and other stakeholders on behalf of the Branch Manager • Support the loan process from contract through closing, ensuring established milestones are met • Review mortgage loan applications, disclosures, supporting documentation, and loan files for completeness, accuracy, and compliance • Create and distribute disclosure, re-disclosure, appraisal, and property valuation packages • Communicate with borrowers and other parties to obtain, clarify, and follow up on required information and documentation • Monitor and manage the loan pipeline by tracking outstanding conditions, documentation, and loan milestones to support timely processing and closing • Identify missing or deficient loan file documentation and communicate findings to the Loan Officer and/or Loan Processor for resolution • Coordinate with borrowers, title companies, processors, underwriters, and other stakeholders to facilitate smooth loan closings • Maintain accurate loan records and ensure compliance with CCM policies and applicable regulatory requirements • Provide administrative, operational, clerical, and customer service support to Branch Managers and lending staff as needed • Collaborate with management and team members to support various stages of the mortgage origination and processing workflow • Assist in managing a pipeline that may include conventional, non-QM, FHA, VA, USDA, renovation, and reverse mortgage loan products

🎯 Exigences

• High School Diploma, General Equivalency Diploma (GED), or equivalent • 3+ years of residential mortgage processing experience • Underwriting experience, preferred • Experience using CRM and marketing automation tools, preferred • Willingness to pursue mortgage industry licensing as career responsibilities evolve • Knowledge of mortgage industry systems and software, including Desktop Underwriter (DU) and Loan Product Advisor (LPA) • Excellent communication and customer service skills • Excellent prioritization and time management skills • Proficiency in Microsoft Office Suite • Fluency in the languages of Spanish and English, a plus

🏖️ Avantages

• Medical, dental, and vision insurance • 401K • Company-provided short-term disability • Employee assistance program • Wellness program