Senior Counsel, Product

🕒 il y a 18 jours

🏄 California – Distant

info

💵 $190 000 - $265 000 / an

⏰ Temps Plein

🟠 Senior

🧑‍⚖️ Directeur Juridique

🦅 Parrain de Visa H1B

info

🗣️🇺🇸🇬🇧 Anglais requis

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EarnIn

201 - 500 employés

Fondée en 2013

💳 Fintech

☁️ SaaS

👥 B2C

💰 €125 000 000 Series C en 2018-12

Fintech • SaaS • B2C

EarnIn est une entreprise de technologie financière qui propose des solutions innovantes pour accéder plus rapidement à vos revenus sans frais élevés ni vérifications de crédit. L'entreprise propose des services tels que Cash Out, qui permet aux utilisateurs de transférer jusqu'à 150 $/jour ou 750 $/période de paie vers un compte bancaire lié, et Early Pay, qui permet aux utilisateurs de recevoir leur chèque de paie jusqu'à deux jours à l'avance. Balance Shield aide à éviter les frais de découvert avec des notifications en temps réel et des transferts automatiques optionnels, tandis que Credit Monitoring offre un accès gratuit au score Vantage 3. 0 par Experian. De plus, la fonctionnalité Tip Yourself encourage les économies à chaque paie. EarnIn fonctionne sur un modèle basé sur des pourboires optionnels au lieu de frais obligatoires, aidant les utilisateurs à gérer leurs finances avec facilité et sécurité. Les services bancaires sont fournis en collaboration avec Evolve Bank & Trust, Membre FDIC.

Description

• Serve as a senior member of the Legal team and the lead product lawyer for payroll and job applicant-related products and features • Advise cross-functional partners on legal and regulatory issues related to payroll servicing, from early product design through launch and ongoing operations, including: • Wage and hour compliance (federal, state, and local) • Payroll processing, pay frequency, and final pay requirements • Employee classification and related risk • Payroll tax withholding, reporting, and funds flow • Deductions, garnishments, and employer obligations • Provide legal guidance on payments and money movement in the payroll context, including ACH, prefunding, settlement timing, and relationships with banks and payment processors • Develop, share, and operationalize best practices for working with payroll vendors, payment processors, sponsor banks, and other financial partners • Partner with product teams across the company to proactively identify regulatory risk, “look around corners,” and develop compliant, scalable solutions aligned with the product roadmap • Support state and federal regulatory examinations, audits, and inquiries, including explaining payroll product design and operational controls to regulators and independent auditors • Assist with litigation and pre-litigation matters, including in-house employment matters, regulatory enforcement actions, and vendor or client disputes • Contribute to the development and delivery of training for business teams on payroll-related laws, regulations, and best practices • Collaborate with compliance, risk, and operations teams to enhance internal controls and governance frameworks • Perform other duties as assigned

🎯 Exigences

• 7+ years of relevant legal experience, including significant experience supporting payroll servicing businesses, workforce platforms, or fintech products involving wages or payments • Juris Doctor degree and an active U.S. law license in good standing • Deep knowledge of employment and wage-and-hour laws, including FLSA and state equivalents • Strong understanding of payroll tax, withholding, and reporting obligations • Ability to provide clear, practical, and actionable advice to non-lawyers in fast-paced settings • Strong judgment and comfort navigating ambiguity and evolving regulatory landscapes • Demonstrated ability to manage multiple priorities with minimal supervision • Collaborative, solutions-oriented mindset with the confidence to operate independently • Demonstrated proficiency with AI tools and technologies (including generative AI), or a strong willingness and ability to quickly learn and incorporate AI into legal workflows and product counseling.

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