VP, Product Management

🕒 il y a 2 mois

🇺🇸 États-Unis – Télétravail

💵 $210 000 - $250 000 / an

⏰ Temps Plein

🔴 Expert

✅ Responsable Produit

🦅 Parrain de Visa H1B

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Horace Mann

Site WebLinkedInTous les Emplois

1001 - 5000 employés

Fondée en 1945

💸 Finance

📚 Éducation

Insurance • Finance • Education

Horace Mann est une entreprise qui propose des solutions complètes d'assurance et financières adaptées aux enseignants et aux travailleurs du secteur public. L'entreprise offre une large gamme d'options d'assurance, y compris auto, habitation, locataires, responsabilité, vie et assurance complémentaire. En plus des assurances, Horace Mann propose des stratégies de retraite et financières, telles que les plans d'épargne universitaire 529, la gestion des investissements et des solutions pour les prêts étudiants spécialement conçues pour aider les enseignants. Ils s'engagent à soutenir les éducateurs à travers divers programmes, ateliers, webinaires et initiatives de partenariat qui contribuent au bien-être financier professionnel et personnel. Horace Mann est reconnu pour sa forte stabilité financière et ses pratiques de gouvernance éthique, assurant la sécurité et la confidentialité de ses près d'un million de clients éducateurs à travers le pays.

Description

• Own profit and growth performance for Personal Lines Auto and Home across 44 states. • Develop and execute state-specific strategies to achieve target loss ratios, retention, growth, and expense objectives. • Diagnose performance drivers using internal data and external market intelligence, translating insights into actionable strategies. • Establish portfolio guardrails and ensure disciplined underwriting and segmentation strategies. • Partner with Pricing and Actuarial teams to shape rate indications and state-level pricing strategies. • Lead the end-to-end rate, rule, and form filing agenda, including proposal development, cross-functional alignment, regulatory submission coordination, and objection management. • Ensure alignment among pricing strategy, underwriting appetite, claims insights, and operational capabilities. • Build and maintain strong relationships with state Departments of Insurance. • Monitor and manage portfolio mix, catastrophe exposure, geographic concentration, and emerging risk trends. • Identify and implement corrective actions when performance deviates from plan. • Drive disciplined new business growth aligned with profitability targets. • Lead the implementation of product changes across Technology, Operations, Distribution, Marketing, and Customer Experience teams. • Ensure system readiness, field communication, training, and performance monitoring plans are in place. • Establish a rigorous operating cadence including state performance reviews, action tracking, filing calendars, and post-implementation measurement. • Maintain a strong understanding of competitor pricing, underwriting posture, coverage positioning, and distribution dynamics. • Recommend strategic actions to strengthen competitiveness while protecting margins. • Partner with Distribution leadership to align product strategy with field execution. • Lead and develop a high-performing team of state product leaders and managers. • Establish consistent governance, best practices, and performance management across the state portfolio. • Build organizational capability, leadership bench strength, and succession pipelines.

🎯 Exigences

• 10+ years of progressive leadership experience in Personal Lines insurance. • Demonstrated success managing multi-state product portfolios with direct P&L accountability. • Deep understanding of rate, rule, and form filings and state regulatory environments. • Proven ability to translate analytics into actionable strategy in partnership with Pricing/Actuarial teams. • Strong cross-functional leadership experience across Underwriting, Claims, Distribution, and Technology. • Bachelor’s degree or equivalent experience.

🏖️ Avantages

• Bonuses