VP, Product Management – Core Lending

🕒 il y a 1 mois

🇺🇸 États-Unis – Télétravail

💵 $187 200 - $300 300 / an

⏰ Temps Plein

🔴 Expert

✅ Responsable Produit

👻 Score fantôme 0%

Ce que ça veut dire : la probabilité que cette offre reste ouverte sans recrutement actif.Comment le lire : 60 % ou plus, on pense que c'est une offre fantôme. Un score plus bas est moins inquiétant.Comment on la calcule : ancienneté, republications, postes ouverts vs taille de l'équipe, rapidité de clôture, et si le salaire est indiqué.À noter : une estimation à partir de données publiques, pas un jugement sur l'entreprise. De vraies offres peuvent avoir un score élevé, alors prenez-le comme un indice, pas comme un fait.

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Kapitus

Site WebLinkedInTous les Emplois

201 - 500 employés

Fondée en 2006

💸 Finance

💳 Fintech

🤝 B2B

Finance • Fintech • B2B

Kapitus est une entreprise de services financiers qui offre des solutions de financement personnalisées aux petites entreprises en croissance. Elle propose une gamme de produits incluant des prêts pour entreprises, des lignes de crédit, du financement d'équipements, du financement basé sur les revenus, de l'affacturage et du financement de commandes d'achat, et opère à la fois en tant que prêteur direct et à travers un large réseau de financement grâce à son processus KapitusPLUS. Kapitus met l'accent sur un processus de demande simplifié qui peut générer plusieurs offres concurrentes, soutient les clients grâce à des spécialistes du financement et des ressources éducatives, et s'associe avec des fournisseurs comme Experian pour aider les entreprises à gérer et à améliorer leur crédit.

Description

• Serve as general manager of Kapitus’ core lending products, including term loans and lines of credit • Own and manage product P&L, revenue and cost drivers, product strategy, go-to-market plans, and outcomes • Track performance metrics, improve unit economics, and present monthly business performance to executive leadership • Identify performance gaps against competitive benchmarks and build investment cases • Partner with Finance on product-level P&L models • Define go-to-market strategy, positioning, pricing, channel strategy, and promotional offers • Lead launches for product features, underwriting enhancements, and market expansions • Maintain quarterly competitive intelligence analyses and translate findings into product recommendations • Define and present a rolling 12–18 month product vision for Line of Credit and Term Loan • Translate product vision into a prioritized roadmap with Product Delivery • Identify AI and machine learning opportunities to improve decisioning, underwriting, offers, and borrower communications • Ensure roadmap alignment with regulatory and compliance requirements • Directly lead, hire, develop, coach, and evaluate a team of Product Managers • Manage team performance, compensation, career growth, and succession planning • Collaborate with Product Delivery, Risk, Finance, Sales, Operations, Compliance, Legal, HR, and executive leadership

🎯 Exigences

• 8–12+ years in Product Management with demonstrated ownership of full product P&L in a fintech, banking, or lending environment • Experience leading multi-product portfolios at the Director or VP level is required • Proven track record of owning and improving approval rate, conversion rate, renewal rate, LTV, cost per acquisition, and financial business cases • Deep understanding of small business or consumer lending economics • Experience owning go-to-market strategy for a financial product, including pricing, channel strategy, launch planning, and competitive positioning • Experience in a regulated financial services environment • Familiarity with UDAAP, fair lending, adverse action notification, and CFPB guidelines as applied to small business lending • Experience working within or alongside an Agile Product Delivery organization • Understanding of the Product Owner/Product Manager distinction • Ability to present product strategies, competitive analyses, and business cases to executive leadership • Ability to lead and develop PM teams and influence cross-functional partners without direct authority

🏖️ Avantages

• Annual incentive compensation eligibility up to 20% annually • Comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare • UHC perks including Sweat Equity, Calm App subscription, UHC rewards, Real Appeal, and Quit For Life • Flexible Spending Account for qualified medical, dental, vision, pharmacy, and dependent care expenses • Lifestyle Spending Account for physical, mental, and financial well-being expenses • Company-paid short-term and long-term disability insurance • Voluntary supplemental life insurance and enhanced disability coverage • Colonial Accident and Hospitalization insurance options • Company-paid maternity and parental leave • Pre-tax commuter benefits • LifeBalance membership and discounts on outdoor activities, arts, health, and fitness • Pet and car insurance discounts • LegalShield financial services • Relaxation and stress management tools • Plum Benefits discounts on shows, travel, car rentals, and more • Up to $5,000 annually in tuition reimbursement • Relevant conferences and career development events • Travel reimbursement for work-related travel • Paid time off and sick time • 401(k) plan through Fidelity with a 25% match on contributions, up to 6% of annual salary