Senior Credit Risk Review Officer – Private Credit

🕒 il y a 23 jours

🏈 Ohio – Distant

🏈 Ohio – Remote

💵 $116 000 - $216 000 / an

⏰ Temps Plein

🟠 Senior

🦅 Parrain de Visa H1B

Cette entreprise a parrainé des visas H1B par le passé.

👻 Score fantôme 0%

Ce que ça veut dire : la probabilité que cette offre reste ouverte sans recrutement actif.Comment le lire : 60 % ou plus, on pense que c'est une offre fantôme. Un score plus bas est moins inquiétant.Comment on la calcule : ancienneté, republications, postes ouverts vs taille de l'équipe, rapidité de clôture, et si le salaire est indiqué.À noter : une estimation à partir de données publiques, pas un jugement sur l'entreprise. De vraies offres peuvent avoir un score élevé, alors prenez-le comme un indice, pas comme un fait.

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KeyBank

Site WebLinkedInTous les Emplois

10 000+ employés

Fondée en 1994

🛡️ Assurance

💼 Conseil

🏦 Banque

Insurance • Consulting • Banking

KeyBank est une banque de services complets offrant une large gamme de services financiers pour les particuliers, les petites entreprises et les grandes institutions. Les services comprennent des solutions bancaires personnelles et professionnelles, la gestion de patrimoine, des prêts, des lignes de crédit, des hypothèques, des cartes de crédit et des services d'investissement. KeyBank fournit également des outils bancaires en ligne et mobiles pour aider les clients à gérer efficacement leurs finances. Avec un accent sur le bien-être financier, KeyBank propose des ressources pour aider les clients à comprendre les bases bancaires, gérer leurs dettes et atteindre leurs objectifs financiers.

Description

• Conduct individual credit file reviews to assess underwriting and portfolio management quality • Independently validate and adjust risk ratings when necessary • Perform comprehensive credit risk intelligence and select loan samples using risk insights • Identify loans with potential or well-defined weaknesses • Analyze trends affecting loan portfolio quality and identify potential problem areas • Assess adherence to internal credit policies, procedures, laws, and regulations • Lead reviewer teams during CRR examinations • Conduct reviews of credit portfolios and write reports with conclusions and recommendations • Evaluate complex commercial private credit transactions, including underwriting structure, borrower performance, cash flow adequacy, covenant compliance, collateral coverage, and repayment capacity • Evaluate First and Second Line credit risk management activities and independently challenge underwriting decisions, risk ratings, portfolio monitoring, and risk governance • Review portfolio credit performance, concentration risk, industry exposure trends, and emerging credit risk themes • Assess lending alignment with the Bank’s Risk Appetite Statement, credit policies, and regulatory expectations • Evaluate portfolio surveillance, watchlist management, criticized asset identification, stress testing, and early warning indicators • Partner with business leaders, Credit Risk Management, Portfolio Risk teams, and regulators • Present findings and credit risk matters to senior and executive management • Lead or oversee complex reviews and ad-hoc projects • Coach and advise junior team members • Participate in special projects, ongoing credit risk intelligence activities, and training • Identify continuous improvement opportunities and implement change strategies • Perform other duties as assigned

🎯 Exigences

• 7+ years of relevant credit experience • Prior credit risk review experience preferred • Bachelor's Degree preferred • Master's Degree preferred • Credit Risk Certification (CRC) preferred • Moody's Analytics Certificate in Commercial Credit preferred • Advanced knowledge of private credit and direct lending structures, including sponsor-backed financings, unitranche facilities, mezzanine debt, recurring revenue lending, and other complex lending arrangements • Expert credit skills, including independently assigning risk ratings based on Key’s internal policies, risk rating methodologies, and external regulatory guidance • Expert business writing and communication skills • Ability to prioritize and execute multiple assignments, identify obstacles, communicate delays, and delegate work when necessary • Expert leadership skills, including leading complex reviews or ad-hoc projects, managing staff, and delivering performance feedback • Ability to work independently and collaborate as necessary • Ability to perform in a culture of respect, personal accountability, and Diversity, Equity and Inclusion • Compliance with applicable laws, regulations, and KeyBank policies and procedures • Occasional travel, including overnight stays

🏖️ Avantages

• Eligibility for incentive compensation, which may include production, commission, and/or discretionary incentives • Flexible options for working in a mobile environment when the role can be performed effectively outside the office • Reasonable accommodations for qualified individuals with disabilities or disabled veterans