Lead Compliance Risk Manager, Product Compliance – AI

🕒 il y a 15 jours

🏄 California, New York, +1 états de plus – Distant

infoinfo

💵 $187 000 - $259 800 / an

⏰ Temps Plein

🟠 Senior

✅ Responsable Produit

🗣️🇺🇸🇬🇧 Anglais requis

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Logo of Mercury

Mercury

1001 - 5000 employés

Fondée en 2017

💳 Fintech

🏦 Banque

☁️ SaaS

Fintech • Banking • SaaS

Mercury est une entreprise de technologie financière qui propose des services bancaires en ligne pour les entreprises, bien qu'elle ne soit pas elle-même une banque. Elle collabore avec des banques assurées par la FDIC telles que Choice Financial Group, Column N. A. , et Evolve Bank & Trust pour offrir des services bancaires. Mercury a pour objectif de simplifier les opérations financières des startups et entreprises en proposant une gamme de services incluant comptes courants et d'épargne, gestion de trésorerie, cartes corporate, gestion des dépenses, facturation, et automatisation comptable. La plateforme est conçue pour rationaliser diverses tâches bancaires et améliorer les flux financiers avec des fonctionnalités telles que la surveillance des fraudes et la sécurité des comptes. Elle propose également des opportunités d'investissement via son produit Mercury Treasury et un soutien aux startups grâce à sa plateforme Mercury Raise.

Description

• Serve as subject matter expert and primary compliance advisor for Mercury’s AI and agentic products, including Command, API, MCP, and CLI • Partner with Product, Engineering, Risk, Data, Operations, and Legal to bring AI products to market compliantly • Advise product and engineering teams throughout discovery, design, evaluation, launch, and iteration • Identify, assess, and document AI and agentic-system compliance risks and design mitigation strategies • Define compliance requirements for AI infrastructure, including the LLM gateway, internal app platform, agent orchestration frameworks, and data access layer • Establish and refine AI-specific compliance standards, evidence requirements, logging requirements, human-review criteria, escalation paths, and out-of-bounds activities • Support product launches, expansions, co-marketing, and distribution partnerships with third-party AI platforms • Monitor AI-related regulatory, supervisory, and industry developments and implement required changes • Own multiple concurrent high-impact AI compliance workstreams and ensure alignment with company objectives • Lead remediation efforts, including root cause analysis, corrective action planning, and execution tracking • Partner with executives, partner-bank compliance teams, and external advisors on high-level AI decisions • Support policy development, documentation standards, audit preparation, and examiner interactions • Mentor compliance colleagues and develop scalable compliance tools, templates, and frameworks

🎯 Exigences

• 8+ years of experience in a compliance advisory, product compliance, or regulatory risk role, ideally within fintech or financial services • Demonstrated experience advising on AI, machine learning, or model-driven products in a regulated environment, or comparable experience standing up a new compliance domain • Working knowledge of UDAAP, fair lending and ECOA/Reg B, FCRA and adverse action, Reg E and payments authorization, BSA/AML, GLBA and privacy, marketing and disclosure requirements, recordkeeping, complaint management, model risk management expectations, and third-party and vendor risk management guidance • Familiarity with the NIST AI Risk Management Framework and state AI and automated decisioning laws • Technical fluency in model behavior, evaluation and testing, agent permissioning and tool scoping, logging and observability, and data access controls • Deep experience partnering with product and engineering teams on regulatory and compliance matters across the product lifecycle • Proven ability to own ambiguous, large-scale compliance problems and create and execute strategies without waiting for precedent • Experience designing compliance frameworks spanning multiple product lines or departments • Demonstrated success operating with executives, partner banks, auditors, or regulators and presenting data-driven recommendations • Strong project management skills, including defining problems, creating execution plans, managing multiple high-impact initiatives, and driving outcomes • Excellent written and verbal communication skills • Experience mentoring mid-level compliance professionals • Ability to operate independently in a fast-paced, ambiguous environment • Curiosity, adaptability, and genuine interest in frontier technology and regulatory challenges

🏖️ Avantages

• Base salary, equity (stock options/RSUs), and benefits • Competitive salary and equity ranges • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs

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🗣️🇺🇸🇬🇧 Anglais requis