Product Manager, Consumer Lending Technology

🕒 il y a 1 mois

🇺🇸 États-Unis – Télétravail

💵 $94 667 - $161 400 / an

⏰ Temps Plein

🟢 Junior

🟡 Intermédiaire

✅ Responsable Produit

🦅 Parrain de Visa H1B

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MeridianLink

Site WebLinkedInTous les Emplois

501 - 1000 employés

Fondée en 1998

💳 Fintech

🏦 Banque

☁️ SaaS

💰 €485 000 000 Post-IPO Debt en 2021-11

Fintech • Banking • SaaS

MeridianLink est une entreprise de logiciels qui propose une plateforme cloud de prêt numérique et d'ouverture de compte de bout en bout pour les institutions financières. Sa plateforme configurable MeridianLink One inclut la gestion des prêts (consommation, non garanti, automobile, hypothécaire), l'ouverture de compte numérique, le financement sur le point de vente, les recouvrements, les données & rapports, et des services de conseil/analyse pour aider les banques et les coopératives de crédit à automatiser les processus, accélérer les décisions et améliorer les expériences client numériques. MeridianLink sert principalement les banques, les coopératives de crédit et les prêteurs hypothécaires à travers des solutions SaaS et un écosystème de partenaires.

Description

• Own the roadmap for your product area within MeridianLink Consumer, from discovery through delivery and iteration. • Lead continuous discovery through customer interviews, usage analytics, and collaboration with financial institution partners to identify high-value problems worth solving. • Write crisp, well-reasoned PRDs and user stories that give engineering teams the clarity they need to build with confidence. • Drive agile delivery ceremonies and maintain a healthy, well-prioritized backlog aligned to team OKRs. • Define and monitor product KPIs for your area, using data to inform prioritization and demonstrate business impact. • Work closely with fellow PMs on the Consumer team to ensure coherence across product areas and alignment on platform-level decisions. • Partner with Engineering, UX, Sales, Customer Success, and Compliance to drive alignment and unblock delivery. • Serve as the product expert for your domain — representing customer needs internally and translating them into clear requirements. • Contribute to team-level strategy discussions and help shape the broader Consumer product roadmap over time. • Identify opportunities to incorporate modern capabilities — such as AI/ML-assisted decisioning, intelligent automation, and API extensibility — into your product area. • Stay current on consumer lending trends, fintech competitive dynamics, and regulatory developments (CFPB, TILA, ECOA, fair lending) relevant to your domain. • Champion thoughtful UX and API-first design patterns that keep MeridianLink Consumer competitive with emerging fintech challengers.

🎯 Exigences

• 2+ years of product management experience. • Proven track record of owning a product area end-to-end — discovery, definition, delivery, and iteration. • Experience managing API-integrated software products with multiple stakeholder groups. • Strong command of agile methodologies and modern product discovery practices (Jobs-to-Be-Done, continuous discovery, etc.). • Analytical mindset — comfortable using data and product analytics tools to drive decisions and measure outcomes. • Exceptional written and verbal communication skills; able to simplify complexity and align diverse stakeholders. • Deep customer empathy — you've invested real time understanding users and translated those insights into shipped improvements. • Domain experience in consumer lending, loan origination systems (LOS), or financial institution software (strongly preferred). • Familiarity with API/integration products — you understand developer needs and how platform extensibility creates value (strongly preferred). • Exposure to AI/ML in product contexts — you've thought carefully about where intelligent automation adds genuine value vs. hype (strongly preferred). • Experience working with or selling to banks, credit unions, or other regulated financial institutions (strongly preferred). • Working knowledge of consumer lending regulations (TILA, ECOA, fair lending, CFPB guidance) (strongly preferred).

🏖️ Avantages

• Insurance coverage (medical, dental, vision, life, and disability) • Flexible paid time off • Paid holidays • 401(k) plan with company match • Remote work