Manager, Credit Card Business Strategy

🕒 il y a 1 mois

🌽 Illinois – Distant

info

⏰ Temps Plein

🟢 Junior

🟡 Intermédiaire

🧐 Stratégie

🦅 Parrain de Visa H1B

info

🗣️🇺🇸🇬🇧 Anglais requis

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Logo of Snap Finance

Snap Finance

1001 - 5000 employés

Fondée en 2012

💸 Finance

💳 Fintech

🛒 Commerce de détail

Finance • Fintech • Retail

Snap Finance est une entreprise de services financiers qui propose des plans de paiement flexibles et des options de location avec option d'achat pour les consommateurs cherchant à acquérir des meubles, des matelas, des roues, des pneus, des appareils électroménagers, des électroniques et des bijoux. Snap Finance adopte une approche unique de la solvabilité, facilitant l'accès au crédit pour les clients sans impacter leur score de crédit FICO. L'entreprise s'associe à plus de 150 000 détaillants, en magasin et en ligne, offrant un pouvoir d'achat instantané et des options de paiement pratiques. Snap Finance est conçu pour rendre les achats sans stress avec des processus de demande rapides et des solutions financières polyvalentes.

Description

• Support Seen leadership in shaping the strategy and priorities for the branded credit card portfolio. • Develop and maintain goals and KPIs (e.g., acquisition, activation, spend, balances, losses, economics) for branded credit card. • Build and update financial models and simple business cases to evaluate new features, pricing changes, channels, and offers. • Prepare materials for leadership reviews (e.g., business updates, initiative status, performance deep dives). • Translate strategic priorities into clear problem statements, requirements, and work items for Product, Marketing, and other partner teams. • Track end-to-end execution of branded credit card initiatives: timelines, dependencies, and risks; follow up with owners and escalate as needed. • Coordinate launch readiness across key partners (Product, Marketing, Risk, Operations, Servicing) to ensure smooth delivery and measurement for new initiatives. • Maintain a simple but visible portfolio/initiative tracker for our branded credit card. • Partner with Analytics and Finance to monitor KPIs and dashboards for our branded credit card performance (e.g., funnel conversion, usage, losses, unit economics). • Identify performance issues and dig into root causes (e.g., channel, customer segment, credit tier, product feature). • Recommend data-driven actions (tests, changes, follow-ups) and collaborate with Product, Marketing and Risk to implement them. • Build a strong understanding of branded credit card customer segments, use cases and pain points through data, research, and feedback from partner teams. • Track competitive and market trends in general purpose credit cards and bring relevant insights into planning. • Partner with Marketing to support channel strategy and campaigns for our branded credit card (e.g., positioning, cross-sell, lifecycle actions). • Work with Risk, Compliance, and Legal to ensure business proposals are consistent with policies and regulatory expectations. • Support Product and Operations in documenting business requirements and considering operational and servicing impacts for our branded credit card initiatives. • Identify operational pain points or recurring issues impacting the branded credit card customer experience and propose improvements. • Serve as a central coordination point for branded credit card initiatives across Product, Marketing, Risk, Analytics, Operations, and other teams. • Communicate priorities, status, and key decisions clearly and concisely to partners and leadership. • Help ensure alignment between branded credit card initiatives and broader Snap/Seen portfolio strategy.

🎯 Exigences

• 2+ years of experience in product management, product strategy, business management, consulting, or analytics, ideally in consumer finance, credit cards, banking, or fintech. • Strong analytical and problem-solving skills; comfortable working with data, building simple models, and deriving insights. • Experience working with cross-functional teams (e.g., Product, Marketing, Risk, Analytics, Operations). • Ability to manage multiple initiatives simultaneously, with strong ownership and follow-through. • Excellent written and verbal communication skills, including the ability to synthesize complexity into clear narratives and recommendations. • Comfortable operating as an individual contributor while partnering closely with a senior leader.

🏖️ Avantages

• Generous paid time off • Competitive medical, dental & vision coverage • 401K with company match for US • Company-paid life insurance • Company-paid short-term and long-term disability • Access to mental health and wellness resources • Company-paid volunteer time to do good in your community • Legal coverage and other supplemental options • A value-based culture where growth opportunities are endless

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