Compliance Operations Manager, Transaction Monitoring

🕒 October 16

🇺🇸 United States – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

⚙️ Operations

👻 Ghost score 25%

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Caliza

WebsiteLinkedInAll Job Openings

2 - 10 employees

💳 Fintech

₿ Crypto

🔌 API

💰 $8.5M Seed Round - Caliza on 2024-07

Fintech • Crypto • API

Caliza is a fintech platform that provides compliant, real-time payments and USD account infrastructure for global businesses. It offers both a Dashboard and developer-friendly APIs to manage global treasury, multi-currency accounts, FX, instant cross-border payouts, named USD accounts, and stablecoin-enabled payment rails and custody. Caliza targets use cases including marketplace and platform payouts, remittances, international payroll, supply chain finance, import/export payments, and embedded banking features (ACH/wires). The company emphasizes built-in compliance (bank-grade KYC/KYB, sanctions/PEP screening, transaction monitoring), enterprise-grade security, and partnerships with regulated financial institutions (e. g. , Circle, HSBC, regional banks).

📋 Description

• Own real-time transaction monitoring implementation • Partner with Engineering to update requirements, run user acceptance testing, and enhance transaction monitoring tooling • Write and tune AML rules, scenarios, and thresholds across fiat and stablecoin flows and multiple corridors • Run above- and below-the-line testing and ongoing tuning to reduce false positives while maintaining coverage • Maintain transaction monitoring policies, procedures, investigation playbooks, QA standards, and model/rule validation documentation • Define transaction monitoring metrics for Compliance leadership and the Board • Run daily alert triage, investigation workflows, case management, and disposition tracking • Review held and pended transactions and decide release, return, or escalation • Follow up with customers and integrator partners for information and documentation • Detect and investigate fraud patterns, including account takeover, authorized push payment and social engineering scams, mule activity, and first-party fraud • Lead SAR and STR decisioning and filing for the US, Bermuda, Brazil, Mexico, and relevant LATAM jurisdictions • Manage sanctions-adjacent escalations and law enforcement and partner-bank requests, including 314(a), 314(b), and RFIs • Serve as primary point of contact for transaction monitoring questions from regulators, examiners, auditors, and correspondent and sponsor banks • Build a culture of clear documentation, sound judgment, and fast, well-reasoned decisions • Build and lead a team of transaction monitoring analysts as volume scales

🎯 Requirements

• 6+ years in AML, BSA, or financial crime compliance • At least 3 years focused on transaction monitoring at a fintech, payments company, money services business, crypto business, or bank • Hands-on experience implementing or migrating a transaction monitoring system, including writing requirements, testing rules, and taking it live with an engineering team • Track record of writing and tuning AML rules and thresholds, and documenting rationale for examiners and auditors • Deep familiarity with cross-border payment, remittance, and B2B money movement typologies • Familiarity with fraud patterns in real-time payments • Direct experience making SAR decisions and filing them with FinCEN, including narrative writing and continuing-activity reviews • Experience supporting regulatory exams, independent audits, or bank partner due diligence on a transaction monitoring program • Ability to query transaction data in SQL and build analyses to support tuning decisions • Clear, concise writing and defensible judgment in a fast-moving, ambiguous environment • Professional working fluency in English • Ability to work hours overlapping with US Eastern and Brazil time zones • Candidates must be authorized to work in their country of residence • Visa sponsorship is not available • Experience with stablecoin or digital asset transaction monitoring, on-chain analytics, and Travel Rule compliance is a nice-to-have • CAMS, CFE, CAMS-FCI, CCI, or CAMS-Audit certifications are nice-to-have

🏖️ Benefits

• Health coverage (may vary by country of employment) • Paid time off and holidays (may vary by country of employment) • Home office or equipment allowance (may vary by country of employment) • Professional development budget (may vary by country of employment) • In-person team offsites • Employer of record or contractor engagement for candidates outside the US, with pay and benefits structured to local law and market practice

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