Product Owner, Business Banking

🕒 March 27

🏄 California – Remote

🏄 California – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

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Candescent

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2024

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Candescent is a digital-first, intelligence-driven banking platform that helps banks and credit unions modernize account opening, digital banking, branch interactions and operations. It provides cloud-native onboarding and sales tools, fraud and security management, unified data and analytics, marketing/communications, card and money management, developer tools, and a curated marketplace of partner solutions to improve engagement, compliance, and financial wellness for consumer and business customers.

📋 Description

• Define functional requirements, integration needs, user experience expectations, and deployment approaches for new and enhanced platform capabilities. • Develop well‑formed user stories, problem statements, and acceptance criteria to support efficient team execution. • Partner with development teams to ensure delivered features meet agreed-upon requirements, quality standards, and timelines. • Support sprint sequencing, incremental delivery planning, and ongoing refinement of work in progress. • Participate fully in Agile ceremonies, including sprint planning, reviews, retrospectives, stand-ups, and demos. • Maintain product quality through well-defined acceptance criteria and structured validation processes. • Collaborate closely with Candescent clients and internal teams to gather requirements and validate designs. • Represent the product in internal and external forums, including presenting new functionality and gathering feedback via user groups. • Prepare documentation that explains new and existing functionality for customers and internal stakeholders. • Contribute to short- and long-term product roadmaps in partnership with Product Managers, ensuring alignment to strategic objectives. • Gather and analyze customer needs, market trends, and user research to inform product direction. • Develop deep user understanding through personas, journey maps, and other insight‑gathering methods. • Participate in PI (Program Increment) planning to inform team backlogs and cross‑functional alignment. • Write and prioritize user stories based on business value, user impact, and technical feasibility. • Evaluate backlog items continuously, balancing effort versus customer value. • Manage dependencies, facilitate cross‑team engagement, and proactively resolve blockers. • Collaborate with Product Managers on product performance, pricing considerations, and profitability analysis.

🎯 Requirements

• Bachelor’s degree in Computer Science or related field, or equivalent field • 5+ years of experience in the financial industry, ideally within digital, online, or mobile banking for consumer or small business markets. • Proven experience shipping software products across the full lifecycle (definition → design → release). • Strong understanding of complex technical and business problems in banking or financial technology. • Hands-on experience with Agile/Scrum methodologies. • Familiarity with industry standards such as PCI, WCAG, and FFIEC. • Strong communication, problem‑solving, leadership, and time‑management skills. • Ability to articulate and prioritize user needs to drive product value delivery. • Strong analytical skills with the ability to balance customer value, user impact, and technical feasibility.

🏖️ Benefits

• Health insurance • Retirement plans • Paid time off • Flexible work arrangements • Professional development