FP&A Manager, GTM Finance – Credit Products

🕒 July 20

🇺🇸 United States – Remote

💵 $128k - $184.7k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

💸 Financial Planning and Analysis (FP&A)

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Marqeta

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2010

💼 Consulting

📦 Logistics

💳 Fintech

💰 Post-IPO Equity on 2021-06

Consulting • Logistics • Fintech

Marqeta is a leading modern card issuing platform that empowers businesses to integrate comprehensive credit and payment solutions seamlessly into their processes. Specializing in debit, credit, prepaid, and virtual cards, Marqeta provides dynamic spend controls, Just-in-Time (JIT) funding, and ensures compliance and risk management. The platform supports digital wallets, tokenization, and embedded finance, catering to industries such as digital banking, expense management, and on-demand services. With its open APIs, Marqeta facilitates the creation and management of card products, offering scalability and flexibility for enterprises ranging from startups to global companies.

📋 Description

• Serve as the financial partner to Sales on live credit deals • Model interchange, finance charges, fees, rewards costs, cost of funds, expected losses, network fees, and sponsor bank revenue share • Build deal-level models covering full life-of-portfolio economics • Partner with Credit Risk and Capital Markets on loss assumptions, funding costs, and capital efficiency • Build foundational credit product models for volumes, receivables, payment rates, loss curves, and scenario analyses • Support new bank partnerships and capital providers with portfolio projections and return-on-capital analyses • Model and stress-test multi-party revenue share structures • Lead credit deal review meetings with sales leadership • Build and improve the credit deal desk toolkit, including pricing benchmarks, loss-curve templates, capital-cost calculators, vintage performance models, and dashboards • Help Sales communicate credit economics to prospects • Monitor credit product evolution, regulatory developments, and competitive dynamics • Collaborate with the deal desk team across debit, prepaid, and other product lines • Experiment with AI to accelerate deal modeling, scenario analysis, and internal tools

🎯 Requirements

• Bachelor's degree in a quantitative field — Finance, Accounting, Economics, Engineering, Math, or any discipline that built numerical fluency • 6-8 years of experience in financial planning and analysis, deal desk, pricing, credit product finance, or a related GTM finance function • Meaningful exposure to credit card or lending economics • Understanding of interchange, finance charges, rewards funding, loss provisioning, cost of funds, vintage curves, charge-off rates, and revolve behavior • Strong financial modeling skills • Knowledge of credit risk modeling and capital markets concepts • Excellent written and verbal communication skills • Advanced Excel proficiency • Comfortable across Google Workspace • Proactive approach to process improvement • Ability to work effectively under pressure and manage multiple priorities • AI-curious and willing to experiment with AI tools

🏖️ Benefits

• Annual bonuses for eligible employees • Multiple health insurance options • Flexible time off – take what you need • Retirement savings program with company contribution and after tax contributions • Equity in a publicly-traded company • Employee Stock Purchase Program • Family-forming benefits • Fertility support • Up to 20 weeks of Parental Leave • Free therapy sessions • Financial and professional coaching • Legal advice • Monthly stipend to support the remote work model • Annual “development dollars” to support people growth and development • Freedom to live and work wherever you and your family thrive through Flex First