SMB Lending Manager

🕒 April 1

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myPOS

WebsiteLinkedInAll Job Openings

201 - 500 employees

Dive into a new world of payments with myPOS to find out how the latest payment technologies will grow your business.

📋 Description

• Work alongside the VP Product and Product Manager to help scope new lending products and features, bringing lending expertise to inform product design and roadmap prioritization. • Own the lending domain expertise within the product team and business: bring market knowledge, competitor insight, and customer understanding to every product decision. • Conduct discovery with SME customers, internal stakeholders, and external partners to identify unmet needs and shape the product roadmap. • Provide clear input into how lending mechanics such as eligibility, limits, and pricing should be represented in the product experience. • Define how credit decisioning, affordability, and risk appetite should be embedded into the product, working closely with credit risk and data teams to bring this to life. • Support the deployment of new risk scorecards and underwriting logic, ensuring the product experience reflects sound credit principles. • Act as the connective tissue between credit risk, data, engineering, and commercial teams, ensuring everyone is aligned and moving in the same direction. • Lead lending related workstreams within broader product initiatives, taking ideas from discovery through delivery with minimal handholding. • Support the development of business cases for new initiatives, clearly articulating the commercial opportunity, risks, and success metrics.

🎯 Requirements

• 3–5 years of experience in SME lending, credit risk, or lending strategy roles, ideally working closely with product teams • Strong working knowledge of SME credit products, business loans, merchant cash advance, credit cards, invoice finance, or similar. • You have contributed to the design or development of lending products: you understand underwriting logic, affordability, scorecards, and what makes a lending product work commercially. • Analytical and data-literate; comfortable with SQL or working closely with data teams to interrogate performance and inform decisions. • Experience in fintech, a challenger bank, or a fast-growth lending business is a strong plus.

🏖️ Benefits

• Annual salary reviews, promotions and performance bonuses • myPOS Academy for upskilling and training • Unlimited access to courses on LinkedIn Learning • Annual individual training and development budget • Refer a friend bonus as we know that working with friends is fun • Teambuilding, social activities and networks on a multi-national level