Group Product Manager – Digital Lending

🕒 January 27

🏢🏡 London – Hybrid

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

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Logo of OakNorth

OakNorth

WebsiteLinkedIn

501 - 1000 employees

OakNorth is the creator of the ON Credit Intelligence Suite, the industry’s first ML-powered, data-driven technology that gives commercial lenders a forward looking, 360-degree view of their borrowers. These deep sector insights mean that Relationship, Portfolio, and Risk Managers can now truly engage with their clients, make better credit decisions, anticipate challenges and propose solutions — minimizing defaults, driving profitable growth and delivering industry-leading client satisfaction. Welcome to Intelligent Credit. Lend Smarter. Lend Faster. Lend More.

📋 Description

• OakNorth is looking for a Group Product Manager to lead the strategy and delivery of the digital transformation of credit analysis within loan underwriting, as part of the Digital Lending programme in the Lending business unit. • This is a senior product leadership role, reporting into the Director of Lending Product, with line management responsibility for a number of senior and mid-level Product Leads. • You will be accountable for shaping the vision, roadmap, and outcomes for how credit analysis is performed, supported, and scaled through technology at OakNorth. • You will lead a transformation that balances deep credit expertise, regulatory expectations, and operational reality with what best-in-class digital credit analysis looks like today—and what it needs to become tomorrow.

🎯 Requirements

• Have personally led the digitisation of credit analysis, underwriting, or decision support in a bank, fintech, or leading-edge lending organisation. • Understand what best-in-class digital credit analysis looks like—and have delivered it in practice, not just in theory. • Are comfortable operating in high-challenge environments with strong opinions, deep expertise, and real risk. • Can set a bold product vision and also get into the detail when credibility and delivery require it. • Have led and developed other product managers, creating clarity, accountability, and momentum. • Are outcomes-driven, resilient, and highly self-motivated. • Know that real transformation is as much about adoption and behaviour change as it is about technology. • Can influence senior stakeholders through clarity, evidence, and delivery track record—and are willing to challenge constructively when needed.

🏖️ Benefits

• This is a truly hybrid role, offering engineers and product the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There’s no fixed requirement for days in the office, instead, we focus on creating space for engineers & product to engage meaningfully, whether that’s in-person for whiteboarding sessions or remote for deep focus work. • Work-life balance 🌴 - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances. • Competitive salary & equity 🏦 - We want people to have a serious stake in the business. • Good kit 💻 - Your choice of the best laptop, running macOS or Ubuntu. • Team socials 🎉 - The opportunity to get to know each other outside of work. • Company socials 🥡 - A chance to catch up and meet new colleagues weekly over informal office breakfasts and dinners on OakNorth - or at our free barista bar every day. • Commuter support 🚲 - We offer the cycle to work & EV scheme.

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