Senior Software Engineer – Payments

🔥 13 minutes ago

🇬🇧 United Kingdom – Remote

💵 £85k / year

⏰ Full Time

🟠 Senior

🧑‍💻 Full-stack Engineer

👻 Ghost score 7%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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OrderYOYO

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2015

🍽️ Food & Beverage

📣 Marketing

📦 Logistics

💰 $6M Post-IPO Equity - OrderYoyo on 2022-03

Food & Beverage • Marketing • Logistics

OrderYOYO is an online ordering and marketing platform for restaurants and takeaways that provides bespoke websites and mobile apps, a cloud POS, integrated payment processing (YOYOPay), and targeted marketing services (email, SMS, app push, Google Ads, social media). It offers features like loyalty programs, reservations, analytics via a My Business app, and dedicated support to help restaurants capture direct orders, reduce commission fees, and grow customer retention. The company positions itself as a Google Partner and serves thousands of restaurants with tailored digital storefronts and marketing campaigns.

📋 Description

• Design, build, and operate payment-domain services, including gateway integrations and payment intent, authorisation, capture, and refund flows • Develop payout orchestration and reconciliation capabilities • Implement marketplace capabilities including onboarding/KYC integration, merchant configuration, settlement instructions, deductions, and invoicing/merchant-statement alignment • Build flow-of-funds primitives such as idempotency, ledgers/events, and audit trails • Integrate with payment service provider and partner tooling, including tri-party/sub-merchant considerations • Implement dispute, chargeback, and fraud-handling workflows • Collaborate with Product, Legal/Compliance, Finance, Support, and Operations • Improve automated testing, safe rollouts/canaries, observability, and incident response • Mentor engineers, lead design reviews, and contribute to shared standards and documentation

🎯 Requirements

• Strong backend engineering background in distributed systems, including microservices, asynchronous processing, resilient APIs, and eventual consistency • Production experience with payment flows, including authorisation, capture, refund, webhooks, and reconciliation • Experience with money-correctness patterns such as idempotency keys, double-entry thinking, and auditability • Knowledge of PCI compliance, PII protection, secrets management, least privilege, and secure coding practices • Comfort working in an Azure-first environment with APIs, queues/eventing, and monitoring • Strong CI/CD and automated testing practices • Clear, confident communication with non-technical stakeholders in high-stakes scenarios • Experience with sub-merchant, marketplace, or Payfac-like operating models is strongly desirable • Familiarity with dispute tooling, card scheme rules, 3DS/risk rules, or fraud platforms is strongly desirable • Must be Manchester based • No educational credential is stated

🏖️ Benefits

• High ownership and autonomy over the services you build • Opportunity to work on revenue-critical production systems • Strong focus on security, reliability, and engineering best practices • Collaborative, international engineering team • Learning, mentoring, and personal development opportunities • Fully remote work • Quarterly team gatherings in one of our global offices

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