Credit Analyst

🕒 August 4

🇵🇭 Philippines – Remote

💵 ₱100k / month

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 1%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pear Tree.

WebsiteLinkedInAll Job Openings

1 - 10 employees

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Analyse client financial information including income, expenses, liabilities, and assets • Assess borrowing capacity and determine suitable loan products across multiple lenders • Prepare, structure, and review loan applications prior to submission • Identify credit risks and provide clear recommendations to support lending decisions • Liaise with lenders, brokers, and clients to obtain and verify required documentation • Ensure all applications comply with lending policies, credit guidelines, and regulatory standards • Maintain accurate records and track application progress within CRM and loan systems • Manage multiple loan applications simultaneously while meeting deadlines • Support brokers with lender policy interpretation and scenario analysis

🎯 Requirements

• Experience in mortgage broking, banking, financial services, or credit analysis • Strong understanding of residential lending policies and credit assessment processes • Excellent analytical and problem-solving abilities • High attention to detail and accuracy in documentation and compliance • Strong communication and stakeholder management skills • Ability to manage multiple priorities in a fast-paced environment • Familiarity with aggregator platforms and lender systems is an advantage • Advanced Microsoft Excel and Google Sheets proficiency • Familiarity with loan processing platforms such as Infinity, ApplyOnline, Mercury, Flex, and AOL • Familiarity with CRM systems such as Salesforce, HubSpot, Quickli, and broker-specific CRMs • Experience with document management systems, credit reporting agencies, communication tools, and workflow/project tools

🏖️ Benefits

• Salary of Php 100,000/month • 100% remote work • Working hours following AU business hours • Independent Contractor Agreement