
11 - 50 employees
💳 Fintech
💸 Finance
👥 B2C
💰 Debt Financing on 2022-12
Fintech • Finance • B2C
Updraft is a financial technology company registered as Fairscore Ltd in England, specializing in helping individuals manage and reduce their debts more effectively. By analyzing users' bank and credit profiles, Updraft provides personalized recommendations and offers credit products to help lower the cost of credit cards and overdrafts. The company offers a mobile application available on both iOS and Android platforms, allowing users to connect their bank accounts, access free credit scores, and customize their loan options to meet their financial goals. Updraft is authorized and regulated by the Financial Conduct Authority, working in collaboration with TrueLayer to provide regulated Account Information Services. With a 4. 7-star rating on TrustPilot, Updraft is committed to assisting users in consolidating debt and reaching life goals faster through a streamlined and user-friendly interface.
🕒 November 28, 2025
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11 - 50 employees
💳 Fintech
💸 Finance
👥 B2C
💰 Debt Financing on 2022-12
Fintech • Finance • B2C
Updraft is a financial technology company registered as Fairscore Ltd in England, specializing in helping individuals manage and reduce their debts more effectively. By analyzing users' bank and credit profiles, Updraft provides personalized recommendations and offers credit products to help lower the cost of credit cards and overdrafts. The company offers a mobile application available on both iOS and Android platforms, allowing users to connect their bank accounts, access free credit scores, and customize their loan options to meet their financial goals. Updraft is authorized and regulated by the Financial Conduct Authority, working in collaboration with TrueLayer to provide regulated Account Information Services. With a 4. 7-star rating on TrustPilot, Updraft is committed to assisting users in consolidating debt and reaching life goals faster through a streamlined and user-friendly interface.
• Design and develop efficient, scalable server-side components that integrate seamlessly with client applications. • Contribute to architectural improvements and maintain high standards of code performance and maintainability. • Build and extend backend features using internal and third-party APIs (e.g., Modulr, Truelayer, Checkout.com) to support lending products including loan applications, collections, and payments. • Develop internal tools to automate operational workflows, significantly reducing manual effort and increasing team efficiency. • Collaborate with the data team to deliver data-driven enhancements such as dynamic pricing and personalised user experiences. • Work alongside front-end and product teams to build innovative solutions that empower users to manage their finances more effectively.
• **Experience designing and scaling backend services** from scratch, with solid understanding of microservices architecture and distributed systems. • **Commercial experience in high-scale startups. **Years of experience is a poor yard stick but likely 5-7+ years working on backend systems. • **Comfortable with integrating third-party APIs** (e.g., Modulr, Truelayer, Checkout.com) to build lending, collections, and payment systems. • **Experience in fintech** preferred but not essential • **Proven ability to build internal tools** that automate operations and save engineering hours. • **Collaborative mindset**, working closely with data, product, and front-end teams to deliver impactful features. • **Strong awareness of security practices** including best practices around performance, maintainability, and data integrity. • We are a small team so it is important that the successful candidate is not only technically highly competent, but also a great cultural fit with shared ambition with the rest of the team.
• As an early stage employee in a fast moving startup you have the opportunity to shape the structure of the organisation, team and technical architecture. • Share options in a potentially high value business with an amazing platform in place • Mentorship & support from an experienced executive team • A great employee benefits package including Medical insurance • We welcome applications from all and are fully committed to diversity and equality as an equal opportunities employer.
Apply Now🕒 November 26, 2025
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