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Senior Software Engineer, Backend

🕒 4 days ago

🇺🇸 United States – Remote

💵 $150k - $175k / year

⏰ Full Time

🟠 Senior

🔙 Backend Engineer

Where this job comes from

Posted on Zip Co's careers page, not through a job board

First seen by Remote Rocketship 4 days ago

Still open on Zip Co's site. Checked 1 hour ago.

Logo of Zip Co

Zip Co

1001 - 5000 employees

💳 Fintech

🛍️ eCommerce

💸 Finance

Fintech • eCommerce • Finance

Zip Co is a global ‘Buy Now, Pay Later’ company that provides simpler and fairer payment solutions for millions of customers. With a mission to be the first payment choice everywhere and every day, Zip offers transparent, flexible, and interest-free credit to consumers and businesses. The company partners with major brands like Amazon, Best Buy, eBay, and Uber, focusing on people-centred innovation and financial empowerment.

📋 Description

• Build scalable card issuing, transaction processing, and settlement systems • Design reliable integrations with Stripe, banking partners, and Zip’s internal platforms • Own complex technical initiatives from design through production • Contribute to event-driven, distributed backend architecture • Build resilient payment systems within regulatory, compliance, and risk requirements • Improve production reliability, observability, and performance • Partner with Product, Engineering, and Infrastructure on technical tradeoffs and delivery • Improve engineering quality through design and code reviews, automated testing, monitoring, and development practices • Use AI-assisted development throughout the software lifecycle • Identify practical applications of emerging AI capabilities in engineering workflows • Mentor and support engineers through pairing, code reviews, technical guidance, and knowledge sharing

🎯 Requirements

• Bachelor's degree in Computer Science, Software Engineering, or a related field, or equivalent practical experience • 10+ years of software engineering experience designing, building, testing, and maintaining complex production systems • Deep experience with .NET/C#, Azure Cloud Services, and distributed backend systems • Experience with Domain-Driven Design (DDD), CQRS, and event-driven architectures • Experience building payment infrastructure, card issuing, or transaction processing systems, including Stripe Issuing, Marqeta, or comparable in-house solutions • Ability to independently own complex technical initiatives from architecture and design through production delivery • Strong understanding of reliability, observability, automated testing, system performance, and production incident management • Experience with security, compliance, and operational considerations for mission-critical financial systems • Ability to influence technical decisions and partner across Engineering, Product, and technical/business teams • Experience mentoring engineers through code reviews, pairing, and knowledge sharing • Experience leveraging AI-assisted development tools across coding, testing, debugging, and technical problem-solving • Ability to evaluate and apply emerging AI capabilities to engineering workflows while ensuring quality, security, and maintainability • High-ownership, collaborative approach aligned with Zip’s values • US-based employee; visa sponsorship is not available

🏖️ Benefits

• Flexible working culture • Incentive programs • Unlimited PTO • Generous paid parental leave • Leading family support policies • Company-sponsored 401k match • Learning and wellness subscription stipend • Beautiful Union Square office with a casual dress code • Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices available • Potential bonus and/or commission awards • Medical, financial, and other benefits

Apply Now

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