Product Lead – Card Issuing

🕒 Julho 24

🇺🇸 Estados Unidos – Remoto (EUA)

⏰ Tempo Integral

🟠 Sênior

✅ Gerente de Produto

🦅 Patrocina Visto H1B

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👻 Score fantasma 14%

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🗣️🇺🇸🇬🇧 Inglês obrigatório

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Logo of Breeze

Breeze

11 - 50 funcionários

Fundada em 2022

💳 Fintech

☁️ SaaS

🤝 B2B

Fintech • SaaS • B2B

A Breeze é uma plataforma de pagamentos e merchant-of-record, com tecnologia de IA, em conformidade com SOC 2 e PCI, que gerencia pagamentos, recebimentos, detecção de fraudes e responsabilidades, estornos, conformidade (incluindo AML/KYC), coleta de impostos e reconciliação de receitas para negócios digitais. Entregue através de uma única API, a Breeze suporta métodos de pagamento por cartão, banco e criptomoedas, oferece suporte global e permite que as empresas terceirizem a infraestrutura de pagamentos e escalem de forma mais eficiente.

Descrição

• Own the end-to-end product strategy and roadmap for Breeze’s card issuing platform. • Lead the 0 to 1 development and launch of physical and virtual card products. • Stand up the infrastructure, partnerships, workflows, and operating model required to launch and scale a card program. • Define and optimize the economics of the card program, including interchange revenue, network fees, processing costs, fraud losses, rewards, operational costs, and customer value. • Own the full card transaction lifecycle, including authorization, clearing, settlement, refunds, reversals, disputes, chargebacks, and reconciliation. • Partner closely with Engineering to build reliable ledgering, reconciliation, transaction processing, and reporting systems. • Lead integrations with issuing banks, BIN sponsors, processors, payment networks, card manufacturers, and other strategic partners. • Build and iterate on core card capabilities, including: • Physical and virtual card issuance • Card activation and lifecycle management • Card controls and spending limits • Real-time transaction notifications • Tokenization and digital wallet provisioning • Apple Pay and Google Pay integrations • Fraud monitoring and transaction controls • Disputes and chargeback experiences • Partner with Risk, Compliance, and Operations to build KYC, fraud, dispute, and servicing workflows that can scale. • Use customer feedback, transaction data, authorization rates, fraud metrics, and program economics to continuously improve the product. • Identify edge cases, operational risks, and failure points before they become customer or business problems. • Make thoughtful tradeoffs across customer experience, technical complexity, speed, compliance, and economics. • Act as the primary product owner for all card issuing initiatives across the company.

🎯 Requisitos

• 6 or more years of Product Management experience, ideally within fintech, payments, banking, embedded finance, or crypto. • Proven experience launching a card issuing product from 0 to 1 or leading a major expansion of an existing card program. • Strong understanding of how to stand up and operate a card program from both a product and infrastructure perspective. • Experience working across the full card transaction lifecycle, including authorization, clearing, settlement, refunds, disputes, and reconciliation. • Strong understanding of card economics, including interchange, network fees, processing costs, fraud loss, rewards, and operational expenses. • Experience building or partnering closely on ledgering and reconciliation systems. • Experience working directly with issuing banks, processors, BIN sponsors, payment networks, or embedded finance providers. • Strong technical product instincts and the ability to work closely with engineering teams on complex financial systems. • Comfort operating in ambiguity and making decisions with incomplete information. • Ability to move quickly while maintaining a high bar for reliability, compliance, and customer experience. • Experience working in a high-growth, early-stage, or startup-like environment.

🏖️ Benefícios

• Competitive salary and equity plan • 21 days PTO • Flexible benefits, including an annual medical allowance, productivity allowance, gym membership, and personal well-being subsidy • Annual team retreat trip • Work alongside a team backed by Sequoia Capital with a healthy runway

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