Mortgage Development, Originator

🕒 Julho 8

🤠 Texas – Remoto

🤠 Texas – Remote

⏰ Tempo Integral

🟡 Pleno

🟠 Sênior

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Centennial Bank

SiteLinkedInTodas as Vagas

1001 - 5000 funcionários

Fundada em 1999

🏦 Bancário

💸 Finanças

Banking • Finance

O Centennial Bank é um banco comercial regional que oferece uma gama completa de serviços bancários pessoais e empresariais, incluindo contas correntes e de poupança, hipotecas, empréstimos pessoais e empresariais, gestão de tesouraria e de caixa, empréstimos SBA, financiamento de concessionárias e de planos de chão, e ofertas de gestão de patrimônio/seguros. O banco opera agências em vários estados (incluindo Alabama, Arkansas, Flórida e Nova York), enfatiza a segurança no banco online e móvel, prevenção de fraudes e acessibilidade ao cliente, e se posiciona como uma instituição forte e estável que atende clientes tanto consumidores quanto empresariais.

Descrição

• Solicits residential mortgages through contacts with Realtors, builders, and developers. • Develops referral relationships with Community Development Organizations and participates in Community Development activities. • Interviews loan applicants and makes credit decisions. • Work with assigned branch office to ensure awareness of home loan products. • Handle referrals from branch office and provide appropriate follow-up. • Develop referral contacts (realtors, builders, professional and personal contacts). • Analyze financial data to determine creditworthiness. • Maintain knowledge of available loan products, processing procedures and underwriting guidelines. • Take borrower applications. • Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor. • Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner. • Maintain high levels of customer service while managing each applicant's and support staff's expectations. • Attend and participate in all lending meetings as required. • Complete BSA/AML training and other compliance training as necessary. • The ability to work in a constant state of alertness and in a safe manner. • Attend Community Development meetings to build and strengthen relationships. • Represent bank at various civic, charitable, educational, and social affairs in order to develop and expand relationships. • Makes presentations on financial education to groups to attract new business. • Attend and participate in CRA Development meetings and trainings as required. • Perform any other related duties as required or assigned.

🎯 Requisitos

• Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience. • Ability to read, analyze, and understand general business/company related articles and professional journals • Ability to speak effectively before groups of customers or employees. • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. • Ability to apply concepts such as fractions, ratios, and proportions to practical situations. • Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. • Ability to interpret a variety of instructions furnished in written, oral, or diagram formats. • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).

🏖️ Benefícios

• Somewhat disagreeable working conditions • Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.