Senior Fair and Responsible Banking Analyst

🕒 2 dias atrás

🤠 Texas – Remoto

🤠 Texas – Remote

⏰ Tempo Integral

🟠 Sênior

🧐 Analista

👻 Score fantasma 12%

O que significa: quão provável esta vaga está aberta sem contratação ativa.Como ler: 60% ou mais significa que achamos que é uma vaga fantasma. Pontuações mais baixas preocupam menos.Como pontuamos: tempo em aberto, republicações, vagas abertas vs tamanho do time, rapidez para fechar vagas, e se o salário está divulgado.Observação: é uma estimativa de dados públicos, não um julgamento da empresa. Vagas reais podem ter pontuação alta, então use como uma dica, não como um fato.

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Cornerstone Capital Bank

SiteLinkedInTodas as Vagas

51 - 200 funcionários

🏦 Bancário

💸 Finanças

Banking • Finance

O Cornerstone Capital Bank é um banco nacional focado na comunidade, formado pela fusão do Cornerstone Home Lending e Roscoe Bank, que oferece originação e serviços de hipotecas, banco pessoal e comercial, e serviços institucionais de tesouraria e liquidez. O banco enfatiza o atendimento ao cliente, estabilidade e conveniência digital, oferecendo contas de depósito sem taxas, acesso a caixas eletrônicos nacionais, transferências via wire e ACH, e integração com bancarização móvel, além de suporte financeiro personalizado e individualizado. Atende consumidores, empresas e outras instituições financeiras com uma ampla gama de produtos bancários e de empréstimos imobiliários.

Descrição

• Support the organization's Fair Lending, Fair Servicing, and UDAAP compliance programs. • Generate market penetration analyses, activity-to-goals dashboards, executive summaries, and management reporting. • Conduct Reasonably Expected Market Area (REMA) reviews and market research. • Design statistical analysis models and execute and analyze statistical analyses and matched-pair testing from a fair lending perspective. • Research and review operational processes to evaluate UDAAP risk and recommend controls or enhancements. • Perform transaction testing to verify first-line adherence to policies, procedures, and business practices. • Conduct transaction-level validation testing to validate findings, controls, and corrective actions. • Review and approve marketing materials from a Fair and Responsible Banking perspective. • Coordinate and facilitate UDAAP and Fair Lending risk assessment questionnaires. • Analyze lending, servicing, and operational data to identify trends, anomalies, and potential compliance risks. • Author analytics and testing reports documenting methodology, findings, conclusions, and recommendations. • Assist with regulatory examinations, audits, and internal reviews by providing documentation and analysis. • Perform special projects, investigations, and ad hoc analyses related to Fair and Responsible Banking initiatives. • Partner with business units, compliance teams, and management to provide independent oversight, challenge, and advisory support.

🎯 Requisitos

• Strong proficiency with fair lending analytics and software for mortgage lending, consumer lending, and loan servicing; experience using RiskExec preferred. • Strong proficiency with Microsoft Office applications, including Word, Excel, and PowerPoint. • Knowledge of Fair Lending, HMDA, ECOA, FHA, CRA, UDAAP, and related consumer protection regulations. • Experience in data analysis, statistical testing methodologies, and compliance monitoring programs. • Clear, concise, and effective written and verbal communication. • Ability to quickly grasp and master new concepts, regulatory requirements, and related product and functional knowledge. • Ability to work under pressure and manage tight deadlines or unexpected changes. • Track record of providing credible challenge, asking in-depth questions, and seeking answers. • Strong analytical and problem-solving skills. • Strong computer and organizational skills. • Ability to work independently while collaborating effectively with a multi-level team. • Inquisitive mindset and desire to learn and continuously improve. • Attention to detail, data quality, and documentation. • Strong organizational, project management, and time management skills. • Ability to synthesize complex data and regulatory requirements into actionable business insights. • Ability to interpret regulations and compare requirements to existing processes. • Knowledge of federally recognized examination procedures for applicable federal and state laws and regulations. • Broad knowledge and understanding of all facets of banking. • 5+ years of experience in mortgage lending, especially in pricing and decisioning, fair lending analytics, and/or UDAAP compliance. • Experience supporting Fair Lending, UDAAP, Compliance, Risk Management, Internal Audit, or Regulatory Affairs functions. • Experience developing dashboards, executive-level reporting, and management presentations. • Experience with statistical analysis techniques, matched-pair testing, market analysis, and risk assessments.

🏖️ Benefícios

• Medical benefits • Dental benefits • Vision benefits • Accidental Death benefits • Long-Term Disability benefits • Short-Term Disability benefits • FSA • HSA • 401K • Basic Life insurance • Voluntary Life insurance • Paid Parental Leave • Performance based bonus opportunity