Senior Director, Credit & Pricing Strategy - Auto

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August 8

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Best Egg

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Finance • Fintech • B2C

Best Egg is a lending company that offers a range of financial products and services, including personal loans, debt consolidation, credit card refinancing, and secured loans using vehicle equity or homeowner discounts. The company emphasizes hassle-free and fast financial service, with an online platform that allows users to manage their accounts, view offers, and access various financial health resources. Best Egg aims to support customers in building a brighter financial future by offering competitive rates and personalized loan terms. Best Egg loans are facilitated through partnerships with banks and are available in various amounts, with flexible terms and conditions.

501 - 1000 employees

Founded 2014

💸 Finance

💳 Fintech

👥 B2C

📋 Description

• Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. • We offer a flexible work experience, top-tier benefits, and growth opportunities in a culture built on our core values: • Put People First – We foster an inclusive, flexible, and fun workplace. • Create Clarity – Open communication drives trust and results. • Get Things Done – We focus, prioritize, and deliver with excellence. • Deliver with Heart – We lead with kindness, humility, and strong teamwork. • Listen to Our Customers – Their needs drive our innovation. • We are looking for collaborative, innovative team players who like to solve problems. • If you're inspired by inspiring others and want to make a real difference, Best Egg is the place for you. • We are seeking a Senior Director of Credit & Pricing Strategy – Auto with deep expertise in near-prime and sub-prime auto lending to join our fast-growing fintech organization. • This individual will lead the strategy and execution of credit risk and pricing for our auto-secured lending products, owning all aspects of product eligibility, pricing, underwriting, and risk-return optimization. • This highly visible role will work cross-functionally with senior stakeholders and drive product innovation, conversion improvement, customer experience enhancements, and investor returns. • The role is both strategic and hands-on — requiring an executive mindset with the ability to roll up sleeves and dive into data.

🎯 Requirements

• 10+ years of experience in financial services with a focus on credit risk, pricing, and product strategy • Must have direct to consumer experience in near-prime/sub-prime auto lending (e.g., secured personal loans or traditional auto loans) • Bachelor’s degree in a quantitative discipline (Statistics, Mathematics, Engineering, Economics, etc.); Master’s degree a plus • Expertise in analytical tools and data analysis (Excel required; Python strongly preferred; SQL, SAS or R) • Deep understanding of credit bureau data, alternative data, pricing elasticity, and risk modeling • Demonstrated ability to influence senior leaders and drive cross-functional initiatives • Comfortable working in ambiguous, high-growth environments • Experience managing or mentoring a team of analysts or strategists • Executive presence with excellent verbal and written communication skills • Strong bias for action and data-driven decision making • Willingness to challenge the status quo and explore creative approaches • Belief in collective ownership, transparency, and continuous learning • Thrives in fast-paced, performance-oriented environments

🏖️ Benefits

• Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!