Senior Director of Verification Strategy

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Best Egg

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Finance • Fintech • B2C

Best Egg is a lending company that offers a range of financial products and services, including personal loans, debt consolidation, credit card refinancing, and secured loans using vehicle equity or homeowner discounts. The company emphasizes hassle-free and fast financial service, with an online platform that allows users to manage their accounts, view offers, and access various financial health resources. Best Egg aims to support customers in building a brighter financial future by offering competitive rates and personalized loan terms. Best Egg loans are facilitated through partnerships with banks and are available in various amounts, with flexible terms and conditions.

501 - 1000 employees

Founded 2014

💸 Finance

💳 Fintech

👥 B2C

📋 Description

• Develop verification strategies for loan products in acquisition to optimize profitability, improve revenue, minimize credit losses, and improve customer lifetime value. • Build new decisioning infrastructure leveraging external and internal data to advance segmentation techniques and predictive models for consumer lending programs such as identity, income and employment verification. • Design champion/challenger tests and monitoring and evaluate test results and recommend credit policy changes. • Develop benchmarking analysis and quantitative optimization frameworks for portfolio assessment including evaluation of credit risk, financial performance, and P&Ls. • Analyze credit strategies performance and credit score effectiveness, MIS, and performance trends. • Communicate performance strategies evaluation to stakeholders, senior management, and regulators. • Maintain overall risk and return targets for investors particularly in a changing economic environment. • Lead a team of analysts and partner with Decision Science, Marketing, Finance, Operations, Technology, Compliance, Legal, and other functional teams to achieve credit strategy goals.

🎯 Requirements

• Bachelor's degree in Statistics, Mathematics, Operations Research, an Engineering discipline, Management Information Systems, or other quantitative field and seven (7) years as Senior Manager, (Credit) Analysis Manager, or related position. • SPECIAL REQUIREMENTS: The required seven (7) years of experience must have involved experience with SAS, R, or Python, and statistical modeling in the consumer lending or credit card industry using predictive modeling methods such as logical regression, survival analysis, and machine learning method. • Alternative Education and Experience Requirements: Master’s degree in Business (MBA), Accounting, Finance, Economics, or related field and the required seven (7) years of experience must have involved experience with SAS, R, or Python, and statistical modeling in the consumer lending or credit card industry using predictive modeling methods such as logical regression, survival analysis, and machine learning method.

🏖️ Benefits

• Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!