Senior Financial Services Consultant – Payments, Transactions and Application Fraud

September 6

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FICO

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Finance • Artificial Intelligence • SaaS

FICO is a leading analytics and software company renowned for its FICO® Score, a tool widely used by lenders to assess credit risk. The company offers a comprehensive platform that leverages data, AI, and machine learning to power intelligent decision-making and customer engagement across various industries. FICO's solutions span fraud detection, credit scoring, and customer lifecycle management, making it vital to sectors such as finance and telecommunications. Its innovative products help businesses optimize outcomes through real-time analytics, business composability, and scenario management.

1001 - 5000 employees

Founded 1956

💸 Finance

🤖 Artificial Intelligence

☁️ SaaS

📋 Description

• Provide expert evaluations of fraud solution implementation across various decision areas, including application fraud, transaction fraud, and real-time payments. • Lead initiatives such as solution optimization, client training, and current state assessments, crafting detailed action plans to enhance performance. • Collaborate with partners to develop business cases that highlight return on investment (ROI) through data-driven analysis. • Identify and develop new business opportunities through engagement with partners and internal stakeholders. • Using an informed consultative approach, demonstrate and validate value to existing and prospective partners. • Provide best-in-class, impartial, practical, and actionable enhancement recommendations for partners’ fraud environments. • Maintain expert-level knowledge of all aspects of the fraud management lifecycle and the challenges particular to your designated market/territory. • Collaborate with partners, other functional areas at FICO, and your Advisors colleagues to bring forward the best possible ideas for maximizing the business benefits delivered by the fraud solutions. • Lead ongoing customer innovation/business generation sessions, user group forums, and industry conference presentations from a position of thought leadership to advance FICOs business and success. • Guide customers’ application of fraud solutions to manage/reduce future expected losses. • Be recognized as an industry thought leader and influencer through media and partner-facing output, including blogs, white papers, webinars, and event presentations. • Lead the creation and delivery of partner opportunity documentation, including RFxs , positioning decks and partner reports. • Nurture the partner relationship with both Advisors and FICO to build long-term, mutually beneficial relationships. • Proactively participate in continually improving FICO’s solutions by leveraging your financial services industry experience. • Up to 25% travel - US and Canada.

🎯 Requirements

• Exceptional executive-level communication and presentation skills, with proven ability to engage C-suite stakeholders and influence strategic decision-making at the highest organizational levels. • Demonstrated experience presenting complex fraud analytics strategies to executive audiences, boards, and senior leadership teams, translating technical insights into business impact and ROI. • Extensive experience creating data-driven strategic planning documents, proposals, business cases, and analytical reports complemented by excellent communication and professional presentation skills. • Proven ability to translate complex analytical insights into actionable business strategies for internal and external stakeholders, with demonstrated project leadership and results orientation. • 7+ years of senior experience in financial services fraud analytics with a proven track record of leading fraud prevention and detection initiatives at enterprise level. • Demonstrated expertise in fraud analytics and modeling, with hands-on experience building, validating, and optimizing fraud detection algorithms and risk models. • Comprehensive understanding of the fraud analytics lifecycle - from data preparation and feature engineering through model validation, implementation, and ongoing performance management. • Senior-level expertise across multiple fraud domains including transactional/payment fraud, online/mobile banking fraud, application fraud, and first party fraud from a financial services analytics perspective. • Proven success in applying advanced analytical methods to assess solution performance, detect emerging fraud patterns, prevent losses, and drive measurable solution optimization outcomes. • Deep technical proficiency in advanced analytics, with expert-level skills in statistical software and programming languages such as SAS, SQL, Python, and R. • Extensive experience with AI/ML technologies in fraud prevention, including model development, deployment, operationalization, and performance monitoring in production environments. • Extensive experience working with payment processors and processing environments, including understanding of authorization flows, real-time decision making, and processor-specific fraud operating models. • Deep knowledge of processor systems and payment networks, with hands-on experience implementing fraud solutions within processor ecosystems and understanding of network rules and regulations. • End-user knowledge of fraud management solutions, Authorization Systems, Authentication solutions, and/or Processor Systems, with experience integrating analytics capabilities across processing platforms. • Bachelor's degree in business, analytics, data science, or a related field of study (or equivalent experience).

🏖️ Benefits

• An inclusive culture strongly reflecting our core values: Act Like an Owner, Delight Our Customers and Earn the Respect of Others. • The opportunity to make an impact and develop professionally by leveraging your unique strengths and participating in valuable learning experiences. • Highly competitive compensation, benefits and rewards programs that encourage you to bring your best every day and be recognized for doing so. • An engaging, people-first work environment offering work/life balance, employee resource groups, and social events to promote interaction and camaraderie.