VP of Risk and Analytics

Job not on LinkedIn

September 20

🐊 Florida – Remote

Although this job is listed in Florida, this company may be open to hiring remote in other states.

💵 $190k - $200k / year

⏰ Full Time

🔴 Lead

🎲 Risk

🦅 H1B Visa Sponsor

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Greenbox Capital

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Greenbox Capital is a direct funder in the merchant cash advance industry providing small businesses access to much needed working capital through merchant cash advances, invoice factoring and short-term small business loans. As a technology-driven alternative lender, Greenbox Capital’s enterprise solution, The Box, stands head and shoulders above other Fintech products. The Box increases deal security to brokers vastly improving the speed of funding and quality of underwriting for scaling and overhauls traditional means of obtaining capital with a seamless experience for the customer.

51 - 200 employees

Founded 2012

📋 Description

• Own the company’s credit risk and analytics strategy, ensuring funding offers remain competitive and underwriting processes are efficient and scalable. • Monitor portfolio performance and proactively drive changes to approval criteria. • Continuously evolve Greenbox pricing strategies to balance competitiveness, return targets, and market shifts. • Manage and improve fraud prevention strategies. • Work closely with Data Science to improve risk prediction models. • Partner with Underwriting to deploy policy and with Sales to ensure offer competitiveness. • Develop Greenbox’s data analytics platform to ensure data availability to the entire organization, including PowerBI and Databricks. • Lead a small analytics team (Excel + Python), managing incoming analytics requests across departments. • Build dashboards for each department’s KPIs and partner with them on insights. • Collaborate with data science and data engineering teams on infrastructure development to progress the analytics platforms and risk models. • Drive improvements in underwriting operations with vendor implementations and better data sources. • Partner with Product to deliver automation initiatives, ensuring underwriting policy can evolve with speed and scale. • Collaborate with Collections to analyze default trends and integrate learnings into risk strategy.

🎯 Requirements

• 8+ years in credit risk for lending products, preferably in small business lending, alternative finance or revenue-based financing • Minimum of 5+ years of people leadership experience, including building, coaching, and developing high-performing teams • A Bachelor's degree in Finance, Economics, Statistics, Mathematics, or relevant major • Have meaningful experience overseeing large balance sheets through macro shifts and can articulate strategies to navigate • Deep quantitative acumen; masterful with portfolio management, pricing strategies, IRR analysis, unit economics, and predictive modeling • Experience managing BI analytics teams and collaborating with Data Science teams • Proficiency with SQL, Python, Business Intelligence Tools, and Excel • Proven track record of creativity, building new risk strategies in a highly competitive atmosphere • Comfortable with operating in dynamic and evolving environments • Customer-centric in approach, strong awareness of accounting impacts • Strong relationship-building, clear communication, emotional intelligence, tact

🏖️ Benefits

• Competitive Pay - We know your worth and we pay accordingly. • Flexible PTO - Work hard, rest well. Take the time you need to recharge. • Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned. • Full Benefits Package - Health, dental, vision • Smart, Supportive Teammates - Collaborate with sharp minds who are kind, driven and uphold our core values: Commitment, Communication, Teamwork, Service and Integrity!