Principal Product Manager – Steerage & Financial Incentives

🕒 6 days ago

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HealthJoy

WebsiteLinkedInAll Job Openings

201 - 500 employees

💼 Consulting

🛡️ Insurance

🏥 Healthcare

💰 $60M Series D on 2022-10

Consulting • Insurance • Healthcare

HealthJoy is a care navigation platform that simplifies the process for employees to access high-quality healthcare at optimal costs, resulting in healthier employees and financial savings for companies. The platform offers a range of services including virtual musculoskeletal care, urgent care, primary care, behavioral health support, chronic care management, surgery centers of excellence, and employee assistance programs. HealthJoy also provides integrations for customized benefit strategies, allowing employers and HR teams to streamline healthcare benefits and enhance employee satisfaction. Their solutions cater to HR, employers, brokers, and consultants, focusing on cost containment and improved healthcare outcomes.

📋 Description

• Build a new product line pairing financial incentives with HealthJoy’s healthcare benefits engagement platform. • Decide what to build, buy, or partner for, and select infrastructure partners. • Drive decisions across regulatory structure, financial model, and operational design. • Own the incentive and compliance architecture, including member rewards and reimbursement triggers. • Collaborate with legal and benefits counsel on regulatory compliance. • Develop and pressure-test unit economics, pricing, underwriting assumptions, and risk structure with Finance. • Define the behavior-change journeys, influence points, measurement approach, and outcomes required from dependent teams. • Build the go-to-market plan, positioning, sales enablement, and market narrative for brokers and consultants. • Define operational standards and own the ROI, retention, expansion, and renewal value story. • Influence Clinical Programs & Member Experience, Engineering & Data, Finance, Legal & Compliance, Network & External Partners, Product Marketing, and Sales. • Report directly to the Chief Product Officer and operate with significant autonomy and executive access.

🎯 Requirements

• 10+ years of product management experience, including meaningful time at senior or principal level • Experience as the most senior PM on a product, without a Group Product Manager above • Bachelor’s degree or equivalent experience • Healthcare, benefits, insurance, or fintech experience advantageous • Experience launching a new product from scratch with partner dependencies, regulatory constraints, and commercial pressure • Business-owner mindset with ability to manage P&L logic and product detail • Compliance-adjacent fluency and ability to lead discussions with counsel • Financial modeling expertise, including unit economics and pricing framework stress-testing • Experience leading outcomes across teams without formal authority • Go-to-market experience in channel-driven markets involving brokers and consultants • AI fluency, including AI tools for research, synthesis, specification drafting, and competitive analysis • Point of view on AI-powered personalization and recommendations in regulated healthcare • Ability to write product briefs and compliance memos and present pricing models and member journeys • MBA or healthcare, law, or finance background is a plus, not a requirement

🏖️ Benefits

• Medical, Dental and vision insurance packages • HSA contribution match • Stock options for eligible roles • 401k match • Paid parental leave • Company sponsored Short Term and Long Term Disability coverage • Flexible PTO • Open calendar policy • Significant autonomy and direct access to executive leadership, legal, finance, and commercial teams • Opportunity to grow into a General Manager position with full P&L accountability