Auto Claims Adjuster

🕒 July 17

🐊 Florida – Remote

🐊 Florida – Remote

💵 $60k - $75k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Claims Specialist

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Kin Insurance

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2016

🛡️ Insurance

💸 Finance

👥 B2C

Insurance • Finance • B2C

Kin Insurance is a digital insurance company that offers homeowners, landlord, condo, mobile home, high-value home, flood, and auto insurance, along with mortgage products such as home loans, refinancing, home equity loans, and HELOCs. Kin emphasizes affordable, easy online quoting and policy management, claims support, and customer service, operating directly to consumers across multiple U. S. states.

📋 Description

• Manage a full caseload of collision, comprehensive, third-party property damage, disputed liability, and Medpay-only claims • Investigate and document claims from first report through resolution, evaluating vehicle damage, determining coverage, and assessing liability on contested files • Review estimates and negotiate repair or total-loss settlements directly with appraisers and repair facilities • Analyze claims exposure, set reserves, and drive negotiation strategy on complex files • Draft coverage letters and resolve disputed liability claims across multiple states, including Florida • Maintain active adjuster licensing and CE credits across all required states, staying current on statutory changes and case law • Mentor junior adjusters through file reviews and coverage questions • Build and maintain vendor relationships with appraisers and repair facilities to drive faster claim resolutions

🎯 Requirements

• 3+ years of auto claims adjusting experience • Experience handling Florida auto claims, including Florida's insurance code and PIP statute; experience in additional states (e.g. Texas, Georgia, Colorado, Arizona) a plus • Experience investigating and resolving disputed liability claims, including coverage analysis and determination • Experience handling Medical Payments coverage claims; PIP handling experience a plus • Proven ability to mentor junior adjusters, leading file reviews and coaching through complex claims • Experience working directly for an insurance carrier • Familiarity with Excel, Snapsheet, and Slack • Active adjuster license in good standing, with willingness to obtain additional state licenses as needed

🏖️ Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level • 401(k) with company match up to 4% of eligible earnings • Multiple medical plan options, plus dental and vision coverage • Company-funded HSA contributions (based on medical plan selection) • Company-paid life insurance and short-term disability • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance • Access to mental health support and confidential counseling resources • Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents • Career mobility and internal growth opportunities across the organization • Professional development budgets for certifications, conferences, and learning available, subject to management approval