Counsel, Product & Regulatory – Payments & AML

🕒 June 29

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $167.8k - $209.7k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚨 AML and Financial Crime

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Advise on payments products and infrastructure. You’ll support a broad portfolio of payments-related initiatives across Mercury. • Partner across the company. This role sits at the intersection of Product, Compliance, Risk, Engineering, Operations, Partnerships, and Legal. • Help launch new capabilities. Mercury is continuing to expand its product offerings while building a nationally chartered bank. • Support financial crimes initiatives. You’ll work closely with Mercury’s AML Advisory, Sanctions, Compliance, and Risk teams. • Build scalable guidance. The best legal advice solves more than the question in front of you. • Use AI intentionally. Bring a working knowledge of AI tools in legal workflows and a genuine interest in finding new ways to drive efficiency. • Stay curious and adaptable. The regulatory and product landscape continues to evolve quickly.

🎯 Requirements

• 4+ years of legal experience. • Active license to practice law in at least one U.S. jurisdiction. • Experience supporting fintechs, banks, payment companies, sponsor-bank programs, payment networks, BaaS providers, or regulators with substantial payments- or AML-related exposure. • Strong working knowledge of payments-related regulatory frameworks, and an interest in emerging areas like stablecoins. • Familiarity with BSA/AML and sanctions requirements. • Exceptional communication skills. You know your audience and tailor accordingly. • Strong judgment and comfort operating in ambiguous environments. • A proactive sense of ownership. You’re comfortable saying, “I don’t know yet, but I’ll find out.” • Genuine curiosity about financial products, financial infrastructure, and the evolving regulatory landscape. • Strong working knowledge of AI use cases within legal roles and/or financial services generally and genuine interest in using AI to drive efficiency in your work.

🏖️ Benefits

• Health insurance • 401(k) matching • Flexible work arrangements • Paid time off • Professional development • Equity (stock options)