Risk Analyst

4 days ago

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NOVACARD

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Fintech • Banking • B2C

NOVACARD is a Mexican consumer credit-card provider and fintech offering a transparent, no-hidden-fee credit card with flexible credit limits (MXN 1,000–200,000), 0 annual fee, cashback rewards (5% at supermarkets, 0. 5% on other purchases), transfers, and a mobile app with a 28-day interest-free period. Operated by Unitron Technology S. A. P. I. de C. V. , NOVACARD targets consumers seeking simple, low-cost credit solutions and transparent terms.

51 - 200 employees

Founded 2023

💳 Fintech

🏦 Banking

👥 B2C

📋 Description

• Develop and manage credit cards origination strategy. • Define and optimize cutoff strategies. • Manage credit limits and related risk parameters. • Monitor and forecast portfolio risk metrics (risk costs, vintage NPL, etc.). • Support data-driven decision making by transforming financial results into measurable risk metrics.

🎯 Requirements

• English level: B1–B2 (Upper-Intermediate) — able to read technical documentation, write emails, and actively engage in discussions and meetings. • Spanish — a significant plus. • Degree from a top university in Mathematics, Economics, Physics, or another analytical discipline. • 2+ years of experience in risk analysis, finance, retail banking, or fintech. • Solid understanding of financial mathematics, including how P&L components translate into risk metrics. • Basic knowledge of machine learning and its practical application in credit risk.

🏖️ Benefits

• Fully remote work format. • Official employment under the Russian Labor Code and corporate medical insurance (for residents of Russia); • Contractor collaboration available for candidates from other countries. • Opportunity to work in an international team on a new digital product for the Mexican market. • A data-driven environment where your contributions have a real impact.