Product Manager, Lending

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August 12

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ONE

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Fintech

ONE is a financial technology company that focuses on providing innovative banking services through a mobile application. Although not a traditional bank, ONE offers various banking services in partnership with Coastal Community Bank. The company's offerings include cash back rewards, credit building tools, early direct deposit options, and high-yield savings accounts. ONE also features a digital wallet for shopping benefits, especially at Walmart. With an emphasis on user-friendly online banking, ONE aims to help customers take control of their credit, manage their finances, and earn rewards without the typical fees associated with traditional banks.

201 - 500 employees

💳 Fintech

📋 Description

• As a Product Manager on our Lending team, you will leverage your technical, design, and analytical skills to launch and enhance our flagship financing solution, empowering hundreds of millions of shoppers with flexible payment options. Youll collaborate with various teams including onboarding, post-purchase, wallet, UX, engineering, legal, and retail partners to ensure seamless and scalable experiences across our app and point-of-sale channels. • This role offers a significant opportunity to massively impact both our customers and our company. • You will: • Build and own key new user experiences in the shopping and lending space,, scaling to tens and hundreds of millions of users (including but not limited to merchant & wallet integrations, in-app balance/repayment flows, checkout integration, and personalization) • Partner with cross-functional teams to identify pain points, define requirements, and ship features that balance lending fundamentals (APR, decline rules, autopay) with the needs of our customers • Maintain and prioritize your slice of the roadmap in support of our overall launch plan • Make decisions based on key metrics—conversion, repayment rates, engagement to inform prioritization and drive measurable improvements • Translate complex technical and partner requirements into clear tickets, user flows, and stakeholder updates

🎯 Requirements

• 7+ years of relevant experience in product management or similar role (e.g. engineering, technical product management) • You fight for the best experience for your customers, while understanding technical, business, and design constraints. • Servant leadership: you lead by example and are able to motivate people to get stuff done without being their direct manager • Executive presentation skills - tight communication that gets buy-in for key initiatives l • Experience working with legal, compliance, product, business, engineering and other key stakeholders • Self-motivated and enthusiastic with demonstrated critical thinking capabilities • Drive and proactivity - everyone here is a builder and executor

🏖️ Benefits

• Offers Equity • Backing by Walmart (Fortune 1) and Ribbit Capital • Embedded with the distribution of the worlds largest omnichannel retailer • Industry-leading multi-product value proposition