Manager, Compliance & Financial Crime

Job not on LinkedIn

🔥 20 hours ago

🇨🇦 Canada – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚨 AML and Financial Crime

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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PayAngel

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2013

💳 Fintech

🤝 B2B

👥 B2C

💰 Accelerator/Incubator on 2023-12

Fintech • B2B • B2C

PayAngel is a cross-border payments company that provides international money transfer and payment services for individuals and businesses. PayAngel offers mobile remittances, business payment tools (PayAngel Business) to collect, manage wallets, track transactions, and send local or international payouts from a single dashboard, and value-added services like RemitCare, insurance activation, and rewards. The platform emphasizes fast, secure transfers with transparent pricing (zero fees advertised), live exchange rates, and focuses on corridors to many African and Asian countries (e. g. , Ghana, Nigeria, Kenya, Senegal, India, Bangladesh). PayAngel operates through legal entities registered in the UK, Canada, the US, and Australia, is authorized and registered with regulators such as the UK FCA and national money-services regulators (HMRC, FINTRAC, FinCEN, AUSTRAC), and targets both personal remittances and business payments.

📋 Description

• Own and continuously improve PayAngel Canada’s regulatory compliance and financial crime framework, including policies, procedures, risk assessments, training and the independent two-year effectiveness review • Act as the designated Compliance Officer and principal contact with FINTRAC • Maintain PayAngel Canada’s MSB registration and manage examinations, information requests and regulatory submissions • Oversee suspicious transaction reporting and other required regulatory filings • Lead customer due diligence, enhanced due diligence, PEP and beneficial ownership controls • Review and approve high-risk customers and relationships • Oversee transaction monitoring and sanctions screening • Lead complex investigations into money laundering, terrorist financing, fraud and sanctions evasion • Maintain the Canadian ML/TF risk assessment and approve compliance risk assessments for new products, corridors, partners and material changes • Support compliance with the Retail Payment Activities Act and wider Canadian regulatory developments • Conduct compliance due diligence on banking, payment and outsourcing partners • Manage partners’ AML, sanctions and reporting obligations • Run a risk-based compliance monitoring and testing programme • Track findings and remediation through to closure • Provide compliance reporting to the CEO, senior management and the Board • Escalate material concerns promptly and without restriction • Collaborate with Group Risk and Compliance and other country teams while retaining local Canadian ownership

🎯 Requirements

• At least five years’ experience in AML/ATF, regulatory compliance, financial crime or risk management, including two or more years at manager or compliance officer level • Practical experience with a Canadian money services business, payment or remittance provider, financial institution or regulated FinTech • Demonstrable knowledge of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, its regulations and FINTRAC guidance • Experience managing suspicious transaction investigations and regulatory reporting • Experience overseeing CDD/EDD, sanctions screening and transaction monitoring controls • Strong analytical, investigative and written communication skills • Confidence to challenge senior stakeholders independently • A bachelor’s degree in a relevant discipline • High standards of integrity, judgement and confidentiality • Ability to meet strict regulatory deadlines in a fast-moving, internationally distributed organisation • Applicants must have a permit to live and work in Canada • Recognised qualification such as ACAMS/CAMS, ICA, CRCM or Canadian equivalent is strongly preferred • French language capability is an advantage but not mandatory

🏖️ Benefits

• Equal opportunities employer