Director, Customer Risk

🕒 July 20

🏈 Alabama, Colorado, +5 more states – Remote

🏈 Alabama – Remote ⛰️ Colorado – Remote 🐊 Florida – Remote 🌲 North Carolina – Remote 🌴 South Carolina – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote

💵 $116.2k - $185.5k / year

⏰ Full Time

🔴 Lead

🎲 Risk

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

SouthState Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

SouthState Bank is a financial institution that offers a wide range of banking products and services. It provides personal banking solutions such as checking and savings accounts, credit cards, and online and mobile banking. The bank also offers borrowing options including personal loans, mortgages, and home equity lines of credit. Additionally, SouthState Bank provides investment services like financial and retirement planning. For businesses, it offers small business and commercial banking services, including loans, lines of credit, and cash flow management. They also provide wealth management services for personal and corporate clients.

📋 Description

• Supports SouthState Bank’s enterprise wide BSA/AML Program to ensure all regulatory requirements are met related to compliance with onboarding, initial and ongoing monitoring and review of high and higher-risk customer relationships; • Responsibilities include the identification of high-risk customers and relationships and the review and documentation of high-risk activity. • Design and implement BSA/AML related customer risk program elements to support the identification and oversight of higher risk activities throughout the company; • Maintain expertise in all industry segments, product types and services generally considered high risk from a BSA/AML perspective; • Manage the unit workflow and ensure duties of staff are performed as expected; conduct periodic quality control reviews to ensure high risk reviews are properly documented and unusual activity referrals are generated as warranted; • Collaborate with colleagues across the company, including the FIU management team, to protect SSB's interests and advise the business lines on BSA/AML risk mitigation strategies, develop tools and methodologies to analyze, assess and monitor customer risk, contribute to key regulatory initiatives and report on customer risk exposures and metrics to enable an informed and strategic decision-making process;

🎯 Requirements

• Bachelor’s degree preferred • Minimum 7-10 years of related senior level BSA/AML experience in the financial services industry; preference given to experience in a mid-size tier or larger financial institution • Experience managing people and projects • Experience conducting investigations and enhanced due diligence at an advanced level • Extensive experience with complex commercial structures • Experience with private capital, payments, trade finance, international banking a plus • Experience monitoring, reviewing and analyzing account activity in order to identify unusual or suspicious activity • Certified Anti-Money Laundering Specialist (CAMS) and/or other professional BSA/AML related certification preferred • In-depth knowledge of BSA/AML regulations related to monitoring of higher risk customer relationships • Strong understanding of bank operations including but not limited to navigating banking systems, understanding teller transactions and interpreting customer transactions • In-depth knowledge of and expertise in all industry segments, products and services classified as higher risk by any regulatory agency or prudential regulator. • Proficiency in the requirements of CIP, IDV, CDD, EDD, and beneficial ownership to ensure compliance under the regulations as they pertain to the Bank Secrecy Act, USA PATRIOT Act and other relevant statutes, regulations or guidance.

🏖️ Benefits

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday. • Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift. • Must be able to hear and communicate with coworkers and customers throughout the day.