Senior Product Manager, Lending

🕒 July 21

🏄 California – Remote

🏄 California – Remote

⏰ Full Time

🟠 Senior

✅ Product Manager

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Step

WebsiteLinkedInAll Job Openings

51 - 200 employees

💼 Consulting

📣 Marketing

🏦 Banking

Consulting • Marketing • Banking

Step is a next generation financial services company that aims to revolutionize banking for teens and young adults. With a focus on fostering financial independence and literacy, Step provides users with a free bank account, no monthly or hidden fees, and a mobile app to track balances and transactions. Founded by a team with over 50 years of combined experience in financial technology, Step also offers tools and rewards designed to enhance the financial journey of its users.

📋 Description

• Partner with leadership to refine Step's lending product vision and strategy, ensuring alignment with customer needs and business objectives • Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments • Work cross-functionally with design, engineering, data science, legal, compliance, operations, finance, and external lending partners to build, launch, and scale products • Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience • Balance growth, risk, and compliance in product decisions, working closely with underwriting and credit teams to keep loan performance healthy as the portfolio scales • Use AI tools to deliver better consumer lending experiences and business outcomes faster

🎯 Requirements

• 8+ years of product management experience, preferably in consumer fintech products • A track record of scaling consumer lending products, from ideation to launch and growth • Strong analytical skills, with experience using BigQuery, Looker, Mixpanel, or similar analytics tools • Experience using AI tools day-to-day, with evidence of how they've made your work faster or better • Exceptional written and verbal communication skills, with the ability to influence and align stakeholders • Deep customer empathy and a passion for building products that deliver real value • A proactive, outcome-oriented mindset with a bias for action — you act as an owner and move with urgency • A background in software engineering or technical product management (even better) • Experience working directly with underwriting, credit risk, or bank and lending partner ecosystems (even better)

🏖️ Benefits

• Competitive compensation and stock options • Generous medical, dental, vision, and company-paid life insurance • 401k plan with Safe Harbor company matching • Flexible vacation policy and paid company holidays • 12 weeks paid parental leave with flexible return to work • Company-provided technology package