Senior Data Scientist (Remote)

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August 9

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Tilt (formerly Empower)

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Fintech • B2C • Finance

Tilt is a financial technology company that provides cash advance, lines of credit, and credit card services aimed at empowering customers financially. With an emphasis on accessibility, Tilt offers flexible repayment plans and eligibility irrespective of a customer's credit history, enabling individuals to qualify based on their real-time financial habits. The platform is user-friendly, boasting positive customer experiences and a high rating, making it a convenient option for those seeking to manage their finances and build credit effectively.

201 - 500 employees

💳 Fintech

👥 B2C

💸 Finance

📋 Description

• Join the Tilt team • At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. • The Opportunity: Sr. Data Scientist • Our data scientists are responsible for the entire machine learning model development process from conception with stakeholders, creation of model pipelines, technical development, deployment, and partnership with the credit, product, and finance teams to make business decisions. • The ideal candidate is passionate about using data and models to drive business growth and help customers improve their financial situations.  For this role, we’re looking for an experienced data scientist to work within our talented DS team for Tilt Cash Advance and Thrive Line of Credit products. • Tilt is a remote-first company. We drive connectivity through regular company offsites. Travel for company offsites is expected at a minimum 2 times a year.

🎯 Requirements

• BS degree in engineering, computer science, finance or mathematics • 4+ years industry experience in data mining, machine learning, statistical analysis, and/or predictive modeling • Deep understanding of statistics and machine learning techniques, including regression, classification, clustering and optimization Experience building predictive models from scratch • Strong programming skills in Python with intermediate to advanced knowledge of SQL • Demonstrable experience with ML packages: scikit-learn, LightGBM, XGBoost, SparkML, etc. • Knowledge in deep learning and experience with DL toolkits (Tensorflow, Keras, PyTorch) is preferred though not required • Comfort working with a variety of cross functional partners in tech, product, credit, and business • Exceptionally strong problem solving and communication with the ability to both get in the weeds and communicate to an executive audience

🏖️ Benefits

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.