Financial Analyst

November 18

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Upstart

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Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As we transitioned to being a public company, we’re now poised to leverage our domain expertise and revolutionize every aspect of lending and credit risk evaluation. We’ve recently expanded our offerings to include automobile refinancing and we plan to take on more verticals as the business grows.

1001 - 5000 employees

📋 Description

• Support short- and long-term planning and forecasting with driver-based modeling and ROI analysis; highlight trends, risks, and opportunities to guide action • Analyze new-product unit economics and convert findings into concise, actionable recommendations • Collaborate cross-functionally to translate assumptions into forecasts, sensitivities, and clear financial implications • Create scalable FP&A tools and processes by refining models and automating reporting to improve accuracy, speed, and clarity of insights • Partner with Accounting on month- and quarter-end close; reconcile to forecast, analyze variances, and communicate results • Deliver executive summaries and monthly financial updates for leaders, and support earnings prep, board/business reviews, and consolidated reporting

🎯 Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Statistics, or a related quantitative field (or equivalent practical experience) • 2+ years of relevant experience • Proficiency in Excel/Google Sheets and financial modeling (driver-based, scenario analysis) • Strong presentation skills; comfortable communicating with multiple levels of leadership • Proven ability to learn quickly, work independently, and adapt in a fast-paced environment • Highly organized with the ability to manage multiple priorities and meet deadlines • Experience with SQL (and/or Python/R) for analysis or report automation • Familiarity with BI tools (Looker, Mode, Tableau) • Experience with planning software (e.g., Adaptive Insights, Anaplan) • Industry exposure to B2C SaaS or lending/fintech

🏖️ Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices