Head of Product – Business Lending

🕒 vor 1 Monat

🌐 Vereinigte Staaten, Kanada – Remote

🇺🇸 Vereinigte Staaten – Remote 🇨🇦 Kanada – Remote

🏄 California, New York, +1 weitere Bundesländer – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $289.700 - $362.100 / Jahr

⏰ Vollzeit

🔴 Experte

✅ Produktmanager

🦅 H1B-Visum-Sponsor

Dieses Unternehmen hat in der Vergangenheit H1B-Visa gesponsert.

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Mercury

WebsiteLinkedInAlle Stellen

201 - 500 Mitarbeiter

Gegründet 2019

💳 Fintech

💸 Finanzen

☁️ SaaS

Fintech • Finance • SaaS

Mercury ist ein Finanztechnologieunternehmen, das Online-Geschäftsbankdienstleistungen anbietet, obwohl es selbst keine Bank ist. Es arbeitet mit FDIC-versicherten Banken wie Choice Financial Group, Column N. A. und Evolve Bank & Trust zusammen, um Bankdienstleistungen anzubieten. Mercury hat das Ziel, finanzielle Abläufe für Startups und Unternehmen zu vereinfachen, indem es eine Reihe von Dienstleistungen wie Giro- und Sparkonten, Treasury Management, Firmenkarten, Ausgabenmanagement, Rechnungsstellung und Buchhaltungsautomatismen anbietet. Die Plattform ist darauf ausgelegt, verschiedene Bankaufgaben zu optimieren und finanzielle Arbeitsabläufe durch Funktionen wie Betrugsüberwachung und Kontosicherheit zu verbessern. Zudem bietet sie Investitionsmöglichkeiten über das Mercury Treasury-Produkt und Unterstützung für Startups durch die Mercury Raise-Plattform an.

Beschreibung

• Own the business lending P&L and strategy: Set the multi-year strategy - which products to build, which segments to serve, how to grow originations against economic and credit targets. Own the numbers. • Build and scale the lending org: Recruit, develop, and lead a high-performing PM team,strong product build discipline, develop future leaders, and establish the operating cadence and culture that allow a lending business to move quickly without sacrificing rigor. • Take products from 0-1 to scale: Launch and grow Mercury's lending products - term loans, lines of credit, and what comes next, and build the experimentation loop that compounds growth post-launch. • Partner with credit, underwriting, and risk on credit policy, underwriting models, and eligibility. • Manage capital and lending partners: Work with finance, capital markets, and banking/lending partners to keep the business well-capitalized and structured to scale, and own those relationships. • Balance growth with rigor: Build a lending business that customers love while meeting the credit, risk, and compliance standards a regulated product demands— making the hard tradeoffs between speed, experience, and controls. • Align the lending ecosystem: Bring together product, engineering, underwriting, risk, credit operations, data, compliance, legal, marketing, sales, support, and external partners to execute a cohesive lending strategy and deliver strong business outcomes.

🎯 Anforderungen

• 10+ years in lending or credit products, including significant time in SMB, commercial, or business lending, with experience building and running teams. • 5+ years leading and managing teams of product managers, including hiring, coaching, organizational design, and performance management. • Deep command of the full lending lifecycle: eligibility, application, underwriting and decisioning, funding, servicing, repayment, and collections — and the credit, risk, and compliance considerations at each stage. • A track record of owning a lending P&L and its levers: pricing, credit policy, capital structure, loss performance, and unit economics. • Experience launching and scaling 0-1 lending or credit products, ideally in a fintech or high-growth environment. • Experience working directly with bank partners, lending partners, or capital markets to structure and fund a lending business. • Sound judgment in a regulated, risk-sensitive environment: you balance a delightful customer experience with the controls a credit product requires. • A data-driven, experimentation-oriented approach, and exceptional cross-functional leadership across product, underwriting, finance, compliance, and partners.

🏖️ Vorteile

• base salary • equity (stock options/RSUs)