Payments Optimization Product Manager

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đź•’ vor 6 Tagen

🇺🇸 Vereinigte Staaten – Remote

⏰ Vollzeit

đźź  Senior

đź”´ Experte

âś… Produktmanager

đź‘» Geisterscore 11%

infoinfo

🗣️🇺🇸🇬🇧 Englisch erforderlich

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Logo of Scentbird

Scentbird

51 - 200 Mitarbeiter

GegrĂĽndet 2013

💄 Schönheit

đź›’ Einzelhandel

🛍️ eCommerce

Beauty • Retail • eCommerce

Scentbird ist ein abonnementbasierter Duftdienst, der jeden Monat Designerparfums und -eau de cologne direkt an Ihre Haustür liefert. Mit über 700 Designer-Düften zur Auswahl ermöglicht Scentbird seinen Kunden das Ausprobieren und Entdecken einer Vielzahl von Parfums, indem sie jeden Monat verschiedene Düfte auswählen und testen. Abonnenten erhalten ein 8 ml Fläschchen ihres gewählten Dufts und können ihre Duft-Warteschlange nach ihren Vorlieben verwalten, mit der Flexibilität, einen Monat zu überspringen oder jederzeit zu kündigen. Scentbird bietet ein personalisiertes Erlebnis durch ein Duftprofil-Quiz, das Kunden hilft, die besten Duftübereinstimmungen für ihre Vorlieben zu finden. Der Service ist bekannt für seine Bequemlichkeit und Vielfalt und bietet eine luxuriöse und dennoch erschwingliche Möglichkeit, erstklassige Parfums und Eau de Colognes auszuprobieren.

Beschreibung

• Serve as the subscription and payments platform lead and optimize the platform • Own platform migrations, retry and dunning strategy, decline and authorization rate performance, gateway routing and failover, chargeback systems, and revenue recovered from involuntary churn • Identify problems in payment data, hypothesize changes, and write engineering requirements • Own retry and dunning strategy end to end, including retry cadence, recovery lifecycle, hard versus soft decline handling, and the full failed-payment cycle across Scentbird businesses • Own decline and authorization rate performance at processor, gateway, region, and BIN levels • Convert analysis into routing, retry, or fraud rule changes • Create execution processes that maximize safety while enabling rapid change, logging, analysis, and management • Run the payments operating cadence, including failed-payment queues, decline and authorization rate monitoring, and gateway health • Act as first responder when payment performance degrades • Own recovery metrics and baselines, including dunning recovery rate, authorization rate, chargeback rate, and payment cost as a percentage of processed volume • Own authorization-rate levers such as account updater, network-token coverage, retry timing, and failover coverage for customer-initiated transactions • Partner with Financial Systems, CX, CRM, and Retention to align dunning messaging, billing waves, fulfillment, and CX capacity • Regularly report payment performance to Product, Finance, and leadership • Define what the evolving payments and billing platform must do

🎯 Anforderungen

• 7+ years in payments, billing, or subscription operations at a recurring revenue business, with direct ownership of dunning, retry, or authorization rate outcomes • Real domain fluency: decline codes and issuer behavior, BIN-level analysis, MIT versus CIT and stored credential mandates, exemption handling, network tokens and account updater, interchange, and the chargeback lifecycle • Hands-on configuration experience in a subscription billing platform and in a gateway or PSP • Comfort with BI tools and generating reporting to uncover problems and opportunities • Ability to write requirements engineers can build from, including success metrics and acceptance criteria, and defend prioritization • Measurement rigor, including proving retry or routing changes worked and distinguishing real lift from seasonality, mix shift, or a good month • Multi-brand, multi-currency, and multi-country exposure • Proficient at using AI agents and LLMs for synthesis, pattern discovery, red teaming, and automation of rote tasks, while keeping cardholder data inside the compliance boundary • Margin awareness and ability to size trade-offs across recovered payments, fraud rules, and false declines • Comfort operating with ambiguity and influencing without authority across Engineering, Financial Systems, CX, and CRM • Experience operating inside a PCI-DSS Level 1 environment is a plus • Exposure to reconciliation, settlement, or ERP-side finance work is a plus • Experience with subscription businesses involving physical goods, logistics, or inventory constraints is a plus • Overseas, non-U.S. applicants only; domestic U.S. applications will not be considered

🏖️ Vorteile

• Competitive base compensation • Bonus program • Paid Time Off • Work From Home • A fun, creative and energetic work environment

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