Director, Card Operations

🕒 vor 2 Monaten

🏄 California, Nevada – Remote

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⏰ Vollzeit

🔴 Experte

⚙️ Operations

🦅 H1B-Visum-Sponsor

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👻 Geisterscore 17%

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🗣️🇺🇸🇬🇧 Englisch erforderlich

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Sunbit

501 - 1000 Mitarbeiter

🏥 Gesundheitswesen

🚘 Automobilindustrie

💼 Beratung

Healthcare • Automotive • Consulting

Sunbit ist ein Technologieunternehmen, das eine "Zahlung-über-Zeit"-Finanzierungslösung bietet, um Einzelpersonen bei der Bewältigung der Kosten für notwendige Dienstleistungen wie Autoreparaturen, Zahnbehandlungen, Augenpflege, Tierarztkosten und allgemeine Gesundheitsversorgung zu unterstützen. Das Unternehmen arbeitet mit Händlern zusammen und bietet eine Kreditkartenlösung der nächsten Generation, die das Einkaufserlebnis ohne zusätzliche Gebühren verbessert. Sunbit konzentriert sich darauf, Finanzierungen zugänglich und fair zu gestalten, mit hohen Zustimmungsraten und transparenten Bedingungen, sodass Kunden die Kosten ihrer Einkäufe über die Zeit verteilen können, ohne Verspätungsgebühren oder versteckte Kosten. Darüber hinaus arbeitet Sunbit mit Händlern zusammen, um co-gebrandete Kreditkarten zu starten, die in bestehende Treueprogramme integriert werden, mit dem Ziel, die Einkaufshäufigkeit der Kunden und den Bestellwert zu steigern.

Beschreibung

• Serve as the operational leader for Sunbit's card platform, driving performance, scalability, and continuous improvement across card operations. • Own the implementation, optimization, and governance of core card processing functionality, ensuring operational processes align with business objectives and customer experience goals. • Drive continuous improvement across the card ecosystem by optimizing processes, automating workflows, reducing costs, and establishing scalable operational controls and performance standards. • Act as Sunbit's primary expert and executive point of contact for Fiserv and related card processing partners. • Lead the evaluation, design, implementation, and optimization of capabilities across the Fiserv ecosystem, ensuring platform enhancements align with business objectives and operational needs. • Influence and navigate Fiserv's organization to accelerate project delivery, resolve operational challenges, and maximize the value of existing platform capabilities. • Lead operational workstreams for major card initiatives including: New product launches, Co-brand and partner card programs, Portfolio conversions and migrations, Fraud and risk initiatives, Collections enhancements, Digital servicing capabilities, Data and reporting initiatives, Debit card and network expansion opportunities. • Own strategic relationships with card processors, networks, fulfillment providers, and other operational partners, driving performance, accountability, escalation management, and continuous improvement. • Establish and monitor vendor performance metrics, service-level agreements (SLAs), and operational KPIs. • Partner with Visa, Mastercard, and other network stakeholders on operational initiatives, compliance requirements, and program enhancements. • Lead and develop a high-performing Card Operations team responsible for day-to-day card servicing and operational support. • Own the Card Operations budget and P&L, identifying opportunities to improve efficiency while maintaining strong service levels. • Develop business cases for operational investments and strategic initiatives. • Partner with Risk, Compliance, Legal, and Audit teams to ensure operational processes meet regulatory, network, and internal control requirements.

🎯 Anforderungen

• 10+ years of experience in card operations, card processing, payments, fintech, banking, or consumer lending environments. • Deep expertise working with Fiserv/First Data card processing platforms, particularly Optis and related operational systems. • Demonstrated success leading large-scale card operations organizations, driving complex operational initiatives, and developing high-performing teams. • Experience managing vendor relationships and driving performance across large external partners. • Strong understanding of card issuing operations, transaction processing, disputes, fraud operations, servicing, collections, and card lifecycle management. • Experience partnering effectively across Product, Engineering, Risk, Compliance, Finance, and Customer Experience teams. • Exceptional problem-solving, communication, and stakeholder management skills.

🏖️ Vorteile

• Mission driven, empowered, and collaborative culture • Competitive pay and stock options • Unlimited PTO • Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more) • Newly added HSA and Pet Insurance • 401(k) with company match • Cell Phone Stipend • Team-based strategic planning and ownership of deliverables

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