Domain Expert, Banking – Loan Origination & Commercial Lending

🕒 il y a 5 jours

🇺🇸 États-Unis – Télétravail

⏳ Contrat

🟠 Senior

🔴 Expert

🗣️🇺🇸🇬🇧 Anglais requis

D'où vient cette offre

Publiée sur la page carrières de Factify, pas via un site d'emploi

Repérée par Remote Rocketship il y a 5 jours

Toujours ouverte sur le site de Factify. Vérifiée il y a 59 minutes.

Logo of Factify

Factify

1 - 10 employés

⚡ Productivité

☁️ SaaS

Productivity • SaaS

Factify est une entreprise de développement logiciel qui se concentre sur l’innovation et l’amélioration de la gestion et du traitement des documents. Avec pour slogan « The Future of Documents », Factify s’attache à transformer la façon dont les documents numériques sont créés, stockés et utilisés, notamment grâce à des technologies avancées visant à fluidifier les workflows et à renforcer l’efficacité des tâches liées aux documents.

Description

• Map end-to-end loan origination flows for consumer, small business and commercial lending, including intake, KYC/BSA/AML, income and collateral verification, credit analysis, underwriting, approval and exceptions • Map other critical bank processes as customer needs arise, using practical banking experience • Analyze credit policies, underwriting guidelines and regulatory requirements; surface conflicts, gaps and ambiguous thresholds • Define and validate decision rules covering eligibility, DTI/DSCR/LTV limits, covenants, pricing and escalation criteria with bank process owners • Build realistic test cases and golden-label datasets with approve, decline and refer outcomes and documented supporting evidence • Review agent decisions against real banking practice and flag rulebook or agent errors • Advise product and engineering teams on US banking requirements and production issues

🎯 Exigences

• 10+ years in banking at a US bank, credit union or lender, with deep expertise in credit, underwriting, loan operations or credit risk • Working knowledge of US banking regulation and supervision: ECOA/Reg B, fair lending, HMDA, TILA/RESPA, BSA/AML, OCC/FDIC/Fed model risk and credit risk guidance, and CECL • Experience documenting or redesigning bank processes (SOPs, BPMN, audit or model-governance work) • Ability to turn "it depends" into explicit conditions, thresholds and exceptions • Availability for regular overlap with the Tel Aviv team • Clear written and verbal communication with bank leaders, executives and engineers • Location: Remote (US), with regular overlap with the Tel Aviv team (US Eastern morning hours) • Commercial lending experience is valuable • Hands-on experience in core banking processes is a major asset • Experience at a fintech, digital lender or Big 4 financial-services practice • Exposure to decision engines, core banking and loan origination systems, or AI governance • FRM, CFA, CAMS or equivalent credentials

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