Senior Manager, Credit

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🕒 il y a 1 jour

🇺🇸 États-Unis – Télétravail

💵 $151 300 - $178 000 / an

⏰ Temps Plein

🟠 Senior

👔 Manager

👻 Score fantôme 2%

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🗣️🇺🇸🇬🇧 Anglais requis

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Logo of Hotel Engine

Hotel Engine

201 - 500 employés

Fondée en 2018

🏨 Hôtellerie

📦 Logistique

🛍️ eCommerce

💰 €65 000 000 Series B en 2021-12

Hospitality • Logistics • eCommerce

Hotel Engine est une plateforme performante qui simplifie les voyages d'affaires en permettant aux entreprises de réserver, gérer et économiser facilement sur leurs besoins de déplacement. La plateforme offre un accès à plus de 750 000 hôtels dans le monde entier, permettant des réservations fluides pour divers groupes, des petites équipes aux grands événements corporatifs. Avec des fonctionnalités telles que des rapports centralisés, des options de paiement flexibles et un support dédié, Hotel Engine vise à rationaliser l'expérience de voyage pour les organisations et les voyageurs individuels, garantissant des économies considérables de temps et d'argent.

Description

• Hold the credit team accountable to the underwriting standard • Set decision quality expectations and review portfolio performance • Write and own the credit underwriting standard • Define credit signals, credit limits, exception treatment, and escalation paths • Build backtest infrastructure using historical application data • Analyze false positives on approved accounts • Partner with Data Science on credit model inputs and validation • Drive the transition from manual review to automated decisioning • Lead and develop the credit team • Set expectations, provide feedback, and build analytical capability • Deliver portfolio analytics to leadership • Coordinate with Fraud Operations on application fraud signals • Partner with senior leadership on credit policy governance and approval processes

🎯 Exigences

• 8+ years of credit underwriting or credit risk experience • 3+ years of experience leading a credit team • Proven track record of designing operating models • Deep experience in business or commercial underwriting • Experience setting credit limits, interpreting financial signals, and making independent credit decisions • Hands-on experience with commercial credit bureaus, such as D&B or equivalent • End-to-end ownership of KYB (Know Your Business) processes • Experience tracking human-in-the-loop decision metrics and driving automation rates up • Capability in portfolio analytics, including delinquency, cohort performance, and limit utilization • Strong written communication for exception documentation and executive updates • Background in a fast-paced fintech, corporate card, or SMB credit environment • Experience contributing to automated credit decisioning engines preferred as a bonus qualification • Proficiency in SQL or Snowflake for self-serve data analysis preferred as a bonus qualification

🏖️ Avantages

• Competitive base pay tied to role and experience • Equity for all employees • Some roles are eligible for bonuses or commissions • Benefits package available through engine.com/culture • Hybrid-hub model with office-based or fully remote work environments • Support and resources to succeed in the role

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