Product Manager, Collect

🕒 il y a 1 jour

🇺🇸 États-Unis – Télétravail

💵 $94 667 - $161 400 / an

⏰ Temps Plein

🟢 Junior

🟡 Intermédiaire

✅ Responsable Produit

🦅 Parrain de Visa H1B

info

🗣️🇺🇸🇬🇧 Anglais requis

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MeridianLink

501 - 1000 employés

Fondée en 1998

💳 Fintech

🏦 Banque

☁️ SaaS

💰 €485 000 000 Post-IPO Debt en 2021-11

Fintech • Banking • SaaS

MeridianLink est une entreprise de logiciels qui propose une plateforme cloud de prêt numérique et d'ouverture de compte de bout en bout pour les institutions financières. Sa plateforme configurable MeridianLink One inclut la gestion des prêts (consommation, non garanti, automobile, hypothécaire), l'ouverture de compte numérique, le financement sur le point de vente, les recouvrements, les données & rapports, et des services de conseil/analyse pour aider les banques et les coopératives de crédit à automatiser les processus, accélérer les décisions et améliorer les expériences client numériques. MeridianLink sert principalement les banques, les coopératives de crédit et les prêteurs hypothécaires à travers des solutions SaaS et un écosystème de partenaires.

Description

• Own the roadmap for MeridianLink Collect, a cloud-based collections and recovery platform serving credit unions and community banks • Lead continuous discovery with collections managers, VPs of Collections, collectors, and compliance officers using interviews, usage analytics, and performance data • Write PRDs and user stories covering the full delinquency lifecycle • Drive agile delivery ceremonies and maintain a prioritized backlog aligned to team OKRs • Define and monitor collections product KPIs and use them to inform prioritization and demonstrate business impact • Partner with Engineering, UX, Sales, Customer Success, Implementation, and Compliance to align stakeholders and unblock delivery • Serve as the collections domain expert and translate collector workflows into product requirements • Partner with Sales, Marketing, and Customer Success on positioning, enablement, and proof points • Contribute to product portfolio strategy discussions • Partner with Compliance, Legal, and Security to translate regulatory guidance into configurable platform controls • Assess emerging technology opportunities for recovery outcomes and collector effectiveness • Own product thinking for integrations with core banking platforms and third-party vendors • Track consumer collections trends, delinquency and charge-off dynamics, competitive movement, and regulatory developments

🎯 Exigences

• Bachelor's degree and 2+ years of relevant product management experience • Proven track record owning a product area end-to-end: discovery, definition, delivery, and iteration • Experience managing API-integrated software products with multiple stakeholder groups • Strong command of agile methodologies and modern product discovery practices, including Jobs-to-Be-Done and continuous discovery • Comfort using data and product analytics tools to drive decisions and measure outcomes • Exceptional written and verbal communication skills; ability to simplify complexity and align diverse stakeholders • Deep customer empathy and experience translating user insights into shipped improvements • Comfort operating in a regulated product domain where design decisions can create compliance exposure • Strongly preferred: 0-to-1 product, module, or capability experience • Strongly preferred: direct collections, recovery, loss mitigation, or default servicing experience • Strongly preferred: working knowledge of FDCPA, Regulation F, TCPA, SCRA/MLA, FCRA/Metro 2, UDAAP, and CFPB supervisory expectations • Strongly preferred: experience building compliance-by-design capabilities, including contact-limit enforcement, opt-out management, consent tracking, and audit trails • Strongly preferred: experience with bankruptcy, repossession, charge-off, post-charge-off workflows, collection agency placement, or recovery vendor management • Strongly preferred: familiarity with Symitar/Episys, Fiserv DNA, Corelation/Keystone, FIS, and batch-plus-API integration patterns • Strongly preferred: familiarity with ACH, card rails, Reg E error resolution, and PCI DSS • Strongly preferred: exposure to AI/ML in regulated product contexts • Strongly preferred: experience working with or selling to banks, credit unions, or other regulated financial institutions • MeridianLink runs a comprehensive background check, credit check, and drug test as part of its offer process • Applicants must be able to legally work in the United States; the application asks whether future sponsorship will be required

🏖️ Avantages

• Insurance coverage (medical, dental, vision, life, and disability) • Flexible paid time off • Paid holidays • 401(k) plan with company match • Remote work

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