CRA Officer

🕒 il y a 22 jours

🐊 Florida – Distant

🐊 Florida – Remote

⏰ Temps Plein

🟠 Senior

🔴 Expert

👻 Score fantôme 12%

Ce que ça veut dire : la probabilité que cette offre reste ouverte sans recrutement actif.Comment le lire : 60 % ou plus, on pense que c'est une offre fantôme. Un score plus bas est moins inquiétant.Comment on la calcule : ancienneté, republications, postes ouverts vs taille de l'équipe, rapidité de clôture, et si le salaire est indiqué.À noter : une estimation à partir de données publiques, pas un jugement sur l'entreprise. De vraies offres peuvent avoir un score élevé, alors prenez-le comme un indice, pas comme un fait.

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Ocean Bank

Site WebLinkedInTous les Emplois

501 - 1000 employés

Fondée en 1982

🏦 Banque

🤝 B2B

👥 B2C

Banking • B2B • B2C

Ocean Bank est l'une des plus grandes banques commerciales indépendantes ayant son siège en Floride. Agréée en 1982 et basée dans le sud de la Floride, elle exploite un réseau d'agences dans les comtés de Miami-Dade et Broward et emploie plus de 500 personnes. La banque met l'accent sur des services bancaires commerciaux et de détail personnalisés et basés sur la relation, offrant aux entreprises locales, aux familles et à certains groupes de clients des produits financiers et des services sur mesure grâce à des banquiers personnels et des gestionnaires de comptes connus.

Description

• Lead and monitor the bank’s CRA program to support ongoing regulatory compliance and performance objectives. • Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to identify trends, risks, and opportunities for improvement. • Partner with internal stakeholders to evaluate community development investments, donations, and service activities for CRA consideration and documentation. • Support and coordinate regulatory examinations, internal audits, and compliance reviews, including preparation of responses and supporting documentation. • Provide guidance, training, and subject matter expertise to business units on lending compliance requirements and regulatory expectations. • Assist in developing, enhancing, and maintaining compliance policies, procedures, monitoring reports, and risk assessments. • Prepare reporting and materials for management committees and help promote effective governance of CRA and consumer compliance initiatives. • Review and respond to consumer complaints as needed. • Review lending and other related advertising and marketing materials. • Responsible for attending regulatory, professional/trade and civic association meetings held related to CRA/HMDA/ECOA/Fair Lending compliance. • Serve as a trusted compliance partner by helping address regulatory questions, consumer complaints, and emerging compliance matters.

🎯 Exigences

• Bachelor’s degree in Business (Finance, Economics or Accounting). • 7+ years of experience directly related to CRA/HMDA/ECOA/Fair Lending compliance administration. • 3+ years in a supervisory or managerial position. • Extensive knowledge of consumer regulations, including but not limited to: Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and Deceptive Practices Act, Fair Housing Act, Fair Lending Interagency Statements, TRID, RESPA and TILA. • Periodic travel may be required to the branches and to outside organizations. • Combination of education and experience will be considered. • Proven ability to develop and manage community programs. • Experience with managing the CRA Compliance Examination process and proactively engaging with regulators. • Ability to use sound judgment and make critical decisions regarding CRA compliance with minimal supervision. • Experience with data analysis and reporting. • Knowledge of banking products and services. • Ability to understand and implement job related policies and procedures. • Must have strong familiarity with regulatory banking environment and banking regulations. • Must possess excellent verbal and written communication skills, interpersonal and organizational skills. • Highly self-motivated, self-directed, and attentive to detail. • Proficiency in MS Office Software, (Excel, Word, Outlook, Power Point, and Teams).

🏖️ Avantages

• None