Senior Lending Officer, Agriculture

🕒 il y a 23 jours

⛰️ Colorado – Distant

⛰️ Colorado – Remote

💵 $80 000 - $150 000 / an

⏰ Temps Plein

🟠 Senior

👻 Score fantôme 11%

Ce que ça veut dire : la probabilité que cette offre reste ouverte sans recrutement actif.Comment le lire : 60 % ou plus, on pense que c'est une offre fantôme. Un score plus bas est moins inquiétant.Comment on la calcule : ancienneté, republications, postes ouverts vs taille de l'équipe, rapidité de clôture, et si le salaire est indiqué.À noter : une estimation à partir de données publiques, pas un jugement sur l'entreprise. De vraies offres peuvent avoir un score élevé, alors prenez-le comme un indice, pas comme un fait.

Postuler Maintenant

Trouver des Emplois à Distance Similaires

Configurer une alerte email pour les nouveaux emplois

📊 Vérifiez votre score de CV pour ce poste

Améliorez vos chances d'obtenir un entretien en vérifiant votre score de CV avant de postuler.

Télécharger le CV

PB&T Bank

Site WebLinkedInTous les Emplois

51 - 200 employés

Fondée en 1889

🏦 Banque

💸 Finance

💳 Fintech

💰 €2 000 000 Venture Round en 2013-10

Banking • Finance • Fintech

PB&T Bank est une institution financière offrant une variété de services bancaires tant pour les particuliers que pour les entreprises. Elle propose des comptes courants et d'épargne personnels et professionnels, des prêts incluant les crédits auto, les prêts sur valeur domiciliaire, et les prêts commerciaux, ainsi que des services d'investissement et de fiducie. Réputée pour son service à la clientèle exceptionnel, PB&T Bank vise à favoriser des relations à long terme avec les clients de sa communauté.

Description

• Manage the overall credit risk of agricultural loan portfolios through planning, credit review, sales, and lending techniques • Provide financial solutions to farmers and agricultural businesses • Prepare and achieve strategic business and tactical initiatives with the President/CEO and senior management • Meet production goals determined by the President and CEO • Develop and maintain a robust agricultural loan portfolio • Collaborate on loan policies, underwriting, risk management, loan pricing, and agricultural lending strategies • Assist the Chief Credit Officer in managing agricultural loan portfolio risk • Establish guidelines for servicing agricultural loans and loan documentation • Ensure lending policies, guidelines, and best practices are followed • Grow the agricultural team and supervise credit review, appraisal review, risk management, and agricultural lending personnel • Interview loan applicants and analyze financial status, credit, property, and application information • Study economic trends and evaluate businesses, industries, equipment, crops, animals, and inventory • Conduct and evaluate field and site visits • Prepare findings reports and recommend credit limitations • Develop repayment-risk mitigation strategies • Approve loans within limits or prepare presentations for approval committees • Ensure accurate loan and closing documentation • Analyze loan markets and develop prospects • Collect loans and manage problem loan assets • Ensure loan agreements comply with policy • Compose correspondence • Comply with Signature Banking requirements

🎯 Exigences

• Bachelor degree in Business, Finance, Agriculture or similar field • Banking education through certified institutions • Fifteen plus years of experience within the banking industry • Current background in agriculture lending and risk management • Experience managing multiple lines of business in agriculture lending and banking operations • Experience supporting the agricultural community through financial, agricultural, lending, and interpersonal expertise • Knowledge of banking industry procedures, workflow, and state and federal regulatory requirements • Understanding of credit structures, credit philosophy, and agricultural credit underwriting • Knowledge of equipment loans and valuation, crop and animal production and inventory loans, federal crop insurance assignments, statutory and licensing requirements • Ability to sell bank products and services • Analytical ability to evaluate agricultural lending and make sound recommendations • Understanding of agricultural financial statements and credit analysis • Ability to analyze complex agricultural financial information and solve problems • Excellent written and oral communication • Proficient computer skills, including Excel and Word • Strong management skills and ability to motivate others • Time management, prioritization, and organization skills • Must be authorized to work for any employer in the U.S.

🏖️ Avantages

• Competitive Pay • Health and Dental with generous bank contribution (Full-Time Employees) • Vision and other supplemental benefits (Full-Time Employees) • Bank Paid Group Term Life, Long-Term Disability, Accidental Death Insurance (Full-Time Employees) • Vacation earned after 90 days • Sick Time earned on DOH • Birthday Time Off • 401(k) • Employee Assistance Program • Referral Incentive Program • Flexible Spending Account