Payments Optimization Product Manager

Emploi pas sur LinkedIn

🕒 il y a 8 jours

🇺🇸 États-Unis – Télétravail

⏰ Temps Plein

🟠 Senior

🔴 Expert

✅ Responsable Produit

🗣️🇺🇸🇬🇧 Anglais requis

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Scentbird

51 - 200 employés

Fondée en 2013

💄 Beauté

🛒 Commerce de détail

🛍️ eCommerce

Beauty • Retail • eCommerce

Scentbird est un service d'abonnement aux parfums qui livre directement à votre porte des parfums et des eaux de Cologne de créateurs chaque mois. Avec plus de 700 fragrances de créateurs au choix, Scentbird permet aux clients d'explorer une large variété de parfums en sélectionnant et en essayant différentes fragrances chaque mois. Les abonnés reçoivent un flacon de 8 ml de la fragrance choisie et peuvent gérer leur file d'attente de parfums selon leurs préférences, avec la flexibilité de sauter un mois ou d'annuler à tout moment. Scentbird propose une expérience personnalisée grâce à un quiz de profil olfactif, aidant les clients à trouver les meilleures correspondances pour leurs préférences en matière de parfum. Le service est reconnu pour sa commodité et sa variété, offrant un moyen luxueux et abordable de tester des parfums et des eaux de Cologne haut de gamme.

Description

• Serve as the subscription and payments platform lead and optimize the platform • Own platform migrations, retry and dunning strategy, decline and authorization rate performance, gateway routing and failover, chargeback systems, and revenue recovered from involuntary churn • Identify problems in payment data, hypothesize changes, and write engineering requirements • Own retry and dunning strategy end to end, including retry cadence, recovery lifecycle, hard versus soft decline handling, and the full failed-payment cycle across Scentbird businesses • Own decline and authorization rate performance at processor, gateway, region, and BIN levels • Convert analysis into routing, retry, or fraud rule changes • Create execution processes that maximize safety while enabling rapid change, logging, analysis, and management • Run the payments operating cadence, including failed-payment queues, decline and authorization rate monitoring, and gateway health • Act as first responder when payment performance degrades • Own recovery metrics and baselines, including dunning recovery rate, authorization rate, chargeback rate, and payment cost as a percentage of processed volume • Own authorization-rate levers such as account updater, network-token coverage, retry timing, and failover coverage for customer-initiated transactions • Partner with Financial Systems, CX, CRM, and Retention to align dunning messaging, billing waves, fulfillment, and CX capacity • Regularly report payment performance to Product, Finance, and leadership • Define what the evolving payments and billing platform must do

🎯 Exigences

• 7+ years in payments, billing, or subscription operations at a recurring revenue business, with direct ownership of dunning, retry, or authorization rate outcomes • Real domain fluency: decline codes and issuer behavior, BIN-level analysis, MIT versus CIT and stored credential mandates, exemption handling, network tokens and account updater, interchange, and the chargeback lifecycle • Hands-on configuration experience in a subscription billing platform and in a gateway or PSP • Comfort with BI tools and generating reporting to uncover problems and opportunities • Ability to write requirements engineers can build from, including success metrics and acceptance criteria, and defend prioritization • Measurement rigor, including proving retry or routing changes worked and distinguishing real lift from seasonality, mix shift, or a good month • Multi-brand, multi-currency, and multi-country exposure • Proficient at using AI agents and LLMs for synthesis, pattern discovery, red teaming, and automation of rote tasks, while keeping cardholder data inside the compliance boundary • Margin awareness and ability to size trade-offs across recovered payments, fraud rules, and false declines • Comfort operating with ambiguity and influencing without authority across Engineering, Financial Systems, CX, and CRM • Experience operating inside a PCI-DSS Level 1 environment is a plus • Exposure to reconciliation, settlement, or ERP-side finance work is a plus • Experience with subscription businesses involving physical goods, logistics, or inventory constraints is a plus • Overseas, non-U.S. applicants only; domestic U.S. applications will not be considered

🏖️ Avantages

• Competitive base compensation • Bonus program • Paid Time Off • Work From Home • A fun, creative and energetic work environment

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