Decision Engineer

🕒 June 1

🇬🇧 United Kingdom – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

👷🏻‍♀️ Engineer

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Capital on Tap

WebsiteLinkedInAll Job Openings

201 - 500 employees

💰 Debt Financing on 2022-10

Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to manage cards for their employees, access funding for their business, and earn cash back, travel, and gift card rewards on every pound their business spends. Launched in 2012, Capital on Tap has spent 10 years focusing on the needs of small business owners. It has been recognised by Forbes and the Financial Times as one of Europe’s fastest growing businesses. More than 200,000 small business customers have spent more than £4 billion on their Capital on Tap Business Credit Cards.Capital on Tap makes business funding and spending simple, saving business owners time and money. With a 2-minute application process, the majority of applicants receive instant credit decisions. Business owners enjoy access to unlimited free 1% cash back, credit limits up to £250,000, and as many employee cards as they need for their business to run smoothly and efficiently – all for free.With offices in Atlanta, New York, London, Cardiff, and Edinburgh, Capital on Tap is well positioned to help small businesses across the UK and the US succeed.

📋 Description

• Building and maintaining the rules and logic that drive our automated customer decisions • Working with our Data Science, Credit, and Business Operations teams to understand what's needed and turn that into changes on the platform • Helping to monitor how our decisioning is performing and flagging anything that looks off • Investigating and fixing issues when decisions aren't behaving as expected • Contributing to improvements in how we work, based on data and your own observations • Collaborating with wider engineering and IT teams on data-related projects

🎯 Requirements

• Some experience working with decision engines or rules-based platforms — ideally in financial services or fintech (tools like GDS Link, Experian PowerCurve, or Provenir are a plus, but not essential) • Comfort working with data — SQL experience is helpful, and some exposure to Python would be great • A methodical approach to problem-solving, with good attention to detail • Curiosity and a willingness to learn new tools and technologies • Good communication skills — you'll need to explain technical topics to people who aren't technical, and that's something we'll support you in developing.

🏖️ Benefits

• Flexible role — you can work remotely, from our Cardiff office, or from our London office. • 1,000+ employees • 200,000+ customers • Trustpilot reviews averaging 4.7 stars • We're profitable