Senior Staff Software Engineer – Identity & Trust

🔥 1 hour ago

🇺🇸 United States – Remote

💵 $238.7k - $341k / year

⏰ Full Time

🟠 Senior

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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EarnIn

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2013

💼 Consulting

💳 Fintech

☁️ SaaS

💰 $125M Series C on 2018-12

Consulting • Fintech • SaaS

EarnIn is a financial technology company that offers innovative solutions for accessing your earnings faster without the need for high fees or credit checks. The company provides services such as Cash Out, where users can transfer up to $150/day or $750/pay period to a linked bank account, and Early Pay, which allows users to receive their paycheck up to two days early. Balance Shield helps avoid overdraft fees with real-time notifications and optional auto-transfers, while Credit Monitoring offers free access to users' Vantage Score 3. 0 by Experian. Additionally, the Tip Yourself feature encourages savings with each paycheck. EarnIn operates on a model that relies on optional tips instead of mandatory fees, helping users manage their finances with ease and security. Banking services are provided in conjunction with Evolve Bank & Trust, Member FDIC.

📋 Description

• Define the technical vision, architecture, and multi-year roadmap for the Identity & Trust platform • Drive complex, ambiguous initiatives across multiple services and teams from problem definition through long-term operation • Design highly available distributed systems and APIs using microservices, event-driven architectures, Kubernetes, Kafka, DynamoDB, and MySQL • Architect authentication, authorization, KYC, PII protection, secure document processing, deduplication, and related trust capabilities • Establish reusable architecture patterns, technical standards, APIs, documentation, and platform primitives • Drive reliability, observability, SLOs, incident response, capacity planning, disaster recovery, and production readiness • Lead responsible adoption of agentic workflows and multi-agent systems with security, evaluation, and human-in-the-loop guardrails • Mentor Staff and Senior engineers and lead architecture reviews, technical RFCs, and design reviews • Partner with Product, Security, Risk, Data Science, Design, Analytics, Infrastructure, Compliance, and executive stakeholders • Establish a cohesive Identity & Trust platform enabling secure customer experiences across EarnIn

🎯 Requirements

• 8+ years of software engineering experience, with demonstrated progression into Staff/Senior Staff-level technical leadership • Proven track record defining and executing technical strategy for large-scale distributed systems or platform infrastructure • Demonstrated ability to lead architecture and delivery across multiple engineering teams and organizational boundaries, without relying on direct authority • Deep hands-on experience designing and operating secure, highly available distributed backend systems at scale • Strong expertise across identity, trust, security, privacy, or regulated-data systems, ideally spanning both consumer and enterprise experiences • Deep understanding of OAuth 2.0, OpenID Connect, SAML, RBAC/ABAC, MFA, identity federation, and token management • Experience with KYC/identity verification, fraud or risk systems, PII tokenization, data vaults, encryption, secure document/file processing, identity resolution, or user deduplication • Production experience with Okta, Auth0, Keycloak, or comparable identity infrastructure • Strong proficiency in at least one modern programming language such as Java, C#, Go, Kotlin, Python, or JavaScript/TypeScript • Deep experience with REST APIs, SQL/NoSQL data stores, Kafka or equivalent streaming platforms, Kubernetes, microservices, and event-driven architectures • Experience with SLOs, observability, incident response, capacity planning, disaster recovery, and production reliability • Hands-on experience building AI-assisted or agentic engineering workflows, including orchestration, tool use, evaluation, security boundaries, and guardrails • Exceptional architectural judgment balancing security, privacy, reliability, scalability, developer experience, regulatory requirements, and execution speed • Experience using AI-assisted development tools such as GitHub Copilot, Cursor, ChatGPT, or similar tools

🏖️ Benefits

• Equity • Benefits • Diverse and inclusive workplace culture • AI hiring-process opt-out without negative impact on candidacy or evaluation

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