Compliance Analyst – Onboarding, Transaction Monitoring

🔥 0 minutes ago

🇬🇧 United Kingdom – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚔 Compliance

👻 Ghost score 25%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Peratera

WebsiteLinkedInAll Job Openings

11 - 50 employees

Founded 2021

💳 Fintech

🤝 B2B

🔌 API

Fintech • B2B • API

Peratera is a UK-based electronic money institution (EMI) that provides multi-currency business accounts and cross-border payments for companies. It offers accounts in GBP, EUR, USD and 12+ other currencies, fast onboarding (accounts can be activated the same day once documents are provided), and transfers to 160+ countries using networks such as SWIFT, SEPA and Faster Payments. Peratera is FCA-authorised, safeguards client funds with regulated partner banks, provides competitive and transparent FX, and exposes a simple API to integrate payments, reporting and cashflow automation. Its product and marketing focus is on digital businesses including e-commerce, marketplaces, travel, import/export and freelance platforms, with features aimed at high-value transfers, transparent pricing, and secure authentication.

📋 Description

• Conduct end-to-end KYB onboarding and due diligence for corporate customers • Review complex ownership structures, UBOs, directors and associated parties • Assess customers operating in fintech, payments, FX, financial services and other higher-risk sectors • Complete customer risk assessments and identify when EDD is required • Review source of funds/source of wealth and expected business/payment activity where appropriate • Conduct PEP, sanctions and adverse-media screening and escalate material concerns • Prepare clear onboarding summaries and recommendations for Compliance approval • Support periodic and trigger-based reviews of existing customers • Assist with transaction monitoring alerts, investigations and escalation of unusual activity • Work closely with Compliance, Operations and Commercial teams to resolve onboarding queries efficiently • Maintain accurate compliance records and ensure onboarding files meet internal and regulatory standards

🎯 Requirements

• Ideally 3–4 years' experience in KYC/KYB, onboarding or financial crime compliance • Strong preference for experience within an EMI, payment institution, fintech, FX or banking environment • Good understanding of AML/CTF, sanctions, PEPs, UBO identification and corporate structures • Ability to analyse information independently and clearly document compliance decisions • Experience reviewing international and higher-risk business customers • Experience with complex or higher-risk businesses, particularly in fintech, payments, FX, crypto or other financial services • Experience with compliance and screening tools such as ComplyAdvantage, Dow Jones, World-Check or similar • Good understanding of UK/EU AML requirements and regulatory expectations for EMIs and payment institutions • ACAMS, ICA or another relevant financial crime/compliance qualification

🏖️ Benefits

• Competitive, market-aligned compensation • A meaningful role in a growing, FCA-authorised fintech • The opportunity to work with international B2B customers across payments, fintech and FX • Direct exposure to real-world compliance and financial crime challenges • A collaborative, international and distributed team • Remote-friendly setup with flexible working hours • A culture of ownership, trust and knowledge sharing