Product Owner – Payments

🕒 February 13

🏢🏡 London – Hybrid

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

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Yapily

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2017

💳 Fintech

🏦 Banking

🛍️ eCommerce

Fintech • Banking • eCommerce

Yapily is an innovative open banking infrastructure platform that enables businesses to create personalized financial experiences through its comprehensive suite of payment and data products. By providing best-in-class API solutions, Yapily allows developers to seamlessly integrate payment solutions, such as Variable Recurring Payments and Bulk Payments, along with real-time data insights into their applications. With extensive coverage across the UK and Europe, Yapily empowers companies to drive innovation and improve customer engagement in various sectors including digital banking, lending, and accounting.

📋 Description

• Own and execute on the product backlog for engineering teams focused on open banking payment products (PIS) across UK & European markets, translating product strategy from Product Managers into deliverable features • Lead sprint planning, daily standups, and delivery of payment features with clear user stories and acceptance criteria • Conduct hands-on technical analysis of bank API documentation for payment endpoints • Test payment flows using tools like Postman to understand API behavior, SCA flows, and edge cases • Understand and document payment schemes: SEPA, SEPA Instant, Faster Payments, and local payment methods • Collaborate with Analyst and Operations teams for market and bank intelligence and testing • Coordinate with other PMs and POs for cross functional initiatives • Make rapid prioritisation decisions during sprints to maintain delivery velocity • Support customer-facing teams by clarifying product behavior and investigating technical queries • Ensure high-quality delivery with clear definition of done and release planning

🎯 Requirements

• 4-6 years of experience as a Product Owner, Product Manager, or Technical Product role in payments, fintech, or financial services • Deep understanding of payment systems: SEPA, instant payments, PSD2 payment initiation, and SCA flows • Highly technical: you can read API documentation, understand REST APIs, and test with tools like Postman • Proven experience owning product backlogs and leading agile delivery in an engineering environment • Experience with Open Banking or payment initiation services (PIS) • Able to write clear user stories, acceptance criteria, and technical specifications • Self-sufficient in conducting technical analysis while knowing when to leverage specialist support • Strong understanding of European payment landscape and regulatory requirements (PSD2, SCA) • Excellent communication skills in English; additional European languages are a plus • Results-oriented and can manage competing priorities effectively • Driven and curious. You ask questions and strive to understand • Think outside the box and are pragmatic. You bring experience and best practices from elsewhere • Understand the importance of attention to detail and ensuring quality outputs • Can-do approach. You think on your feet and switching up tasks comes naturally.

🏖️ Benefits

• 25 days holiday a year (plus bank holidays) in the UK, 20 days in Lithuania, 23 days in Spain, 22 days in Germany • We also offer an additional holiday day after 1 year's service, up to the value of 5 days • We’re serious about work/life balance and operate hybrid working, giving you the flexibility to work from home, working from our amazing office space or work abroad for up to 30 days per year ‘Nomad Working’ • Comprehensive Private Medical Insurance • Life Assurance and Income Protection (UK only) • Company Pension Scheme • Enhanced Paternity and Maternity leave • £200 annual Learning and Personal Development budget • Cycle To Work Scheme • Employee Referral Scheme which offers £1,000 per employee referral • Monthly social budget • Daily snacks provided in the office • Dog friendly office