SVP, Credit Administrator

🔥 17 minutes ago

🌵 Arizona – Remote

🌵 Arizona – Remote

💵 $180k - $200k / year

⏰ Full Time

🔴 Lead

💻 IT Support

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Axos Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2000

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

Axos Bank is a financial institution offering a range of services including personal and business banking, commercial lending, and investment services. They provide checking and savings accounts, certificates of deposit, mortgages, personal loans, and auto loans. Axos Bank is known for digital banking solutions, including a mobile app that allows customers to manage their finances, make payments, and invest, all from one place. Axos Bank emphasizes advanced data protection for secure online banking and offers high-yield savings accounts and innovative financial tools.

📋 Description

• The SVP, Credit Administrator is responsible for the underwriting quality, credit risk management, and portfolio performance of one or more origination channels and lending portfolios. • This role partners closely with executive leadership, Sales, Operations, Servicing, internal stakeholders, and external clients to support sound credit decisions, portfolio growth, and business objectives. • Working independently, utilizing judgement and significant underwriting experience to identify risks and mitigants, apply appropriate structures, and determine resultant risk ratings for credit submissions within one or more origination channel(s)/portfolio(s) • Effectively communicate with all internal and external constituencies to deliver a consistently exceptional client experience (defined by specific SLA’s) for transactions originated within one or more specific origination channel(s) • Provide assistance with the Vendor sales/acquisition process by demonstrating competence and clear communication of underwriting processes and credit philosophy • Accountable for the ongoing monitoring and management of risk for the managed portfolio(s) through transaction review, exchanging ideas and opinions, communicating concerns, and personally following policies and procedures as defined • Managing the credit function from a governance perspective, as defined by Verdant and applicable regulatory authorities • Serve as the subject matter expert for the specific asset class under management • Develop and maintain key risk indicators and other metrics to monitor credit risk related concerns within the specific asset/portfolio space • Accountable for data gathering and reporting of salient credit risk metrics. Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data for multiple uses by multiple area’s within business • Collaborate with IT to maintain, update and increase efficiency of credit tools • Work on special projects as required

🎯 Requirements

• Bachelor’s degree and ten plus years of experience in a commercial/equipment finance environment • Ability to complete underwriting process in a timely fashion • Knowledge and ability to promote collaboration via information sharing, working with individuals or groups of individuals to problem solve or meet business needs • Strong project management skills and experience managing a team • Thorough knowledge of commercial lending regulatory compliance • Previous exposure to other commercial lending disciplines such as sales, collections, workout, asset management, or syndications • Knowledge, design, document, implement and evaluate credit policy and procedures in order to increase efficiency and mitigate operational risks. • Interest in macro and micro economic policy specifically its effect on different industries as well as the associated risks • Experience in Business Continuity/Disaster Recovery

🏖️ Benefits

• Medical, Dental, Vision, and Life Insurance • Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year) • HSA or FSA account and other voluntary benefits • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading