Disclosure and Closing Specialist

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🔥 2 hours ago

🦀 Maryland – Remote

🦀 Maryland – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Direct Mortgage Loans

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2008

🏦 Banking

💸 Finance

Banking • Finance

Direct Mortgage Loans is a direct mortgage lender that provides home financing for consumers, handling the loan process in-house from pre-approval through closing. The company offers purchase and refinance options including conventional, FHA, VA, and USDA loans, online pre-approval and application tools, borrower resources (home buyer guide, mortgage calculator, FAQs, blog), and licenses its loan officers through NMLS. It emphasizes fast, personal service for homebuyers, including programs for veterans and first responders.

📋 Description

• Prepare and send all initial disclosures for new loan applications • Complete and track all required re-disclosures, including Closing Disclosures • Monitor timelines to ensure compliance with TRID requirements • Assist Loan Officers with disclosure-related requests and updates • Order appraisals, Certificates of Eligibility (COEs), and re-inspections for VA loans • Facilitate appraisal and case transfers for FHA and VA loans • Maintain accurate borrower and loan contacts in the system • Review loan files for accuracy, completeness, and readiness for closing • Confirm underwriting and closing conditions have been satisfied • Prepare and deliver closing documents to settlement agents • Review Closing Disclosures for accuracy and resolve discrepancies • Balance loans to determine funding amounts • Prepare wire requests and funding instructions • Fund loans in accordance with company policies and investor guidelines • Review final closing packages and transfer files to Post Closing • Ensure all regulatory and internal requirements are met throughout the loan lifecycle • Assist with quality control audits and loan reviews as needed • Maintain organized, compliant files and documentation

🎯 Requirements

• 3–5+ years of mortgage operations experience • Experience in both loan disclosures and closings preferred • Strong knowledge of conventional, FHA, and VA loan products • Understanding of TRID, RESPA, and mortgage compliance requirements • Strong attention to detail and ability to manage deadlines • Excellent communication and problem-solving skills • Experience with Encompass preferred • Proficiency in Microsoft Office