Senior Underwriter

Job not on LinkedIn

🔥 3 minutes ago

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

eCapital Corp.

WebsiteLinkedInAll Job Openings

501 - 1000 employees

💸 Finance

💳 Fintech

🚗 Transport

Finance • Fintech • Transport

eCapital Corp. is a leading alternative finance and factoring company that provides a wide range of financial solutions to help businesses overcome cash flow challenges and achieve their objectives. Specializing in industries such as transportation, staffing, healthcare, and consumer goods, eCapital offers services including freight factoring, invoice factoring, payroll funding, asset-based lending, equipment refinancing, and lines of credit. The company is dedicated to delivering innovative financial technology solutions that enable businesses to manage their finances efficiently, with offerings such as Visa commercial cards and a robust digital platform, eCapital Connect. With a focus on agility, accountability, relationships, and innovation, eCapital has been empowering over 30,000 companies globally for over 25 years.

📋 Description

• Evaluate prospective clients by analyzing financial statements, collateral, and risk factors to support informed credit decisions. • Work closely with sales, operations, and senior management, coordinating due diligence, funding, and onboarding while ensuring compliance with the company’s risk framework and best practices. • Coordinate and analyze results of due diligence searches, audits, and background reports. • Where appropriate, meet and/or interview the prospective client’s management team onsite. • Collate and review prospective client’s historical and projected financial statements, cash flows, availability of collateral value ensuring accurately reflected in Sanction Request. • Identify critical transactional/structural risks and communicate issues to senior management. • Completion of the Sanction Request in compliance with the Risk Framework in collaboration with the Sales Team member. • Facilitate the effective hand over of new client to Operations staff servicing the facility. • Coordinate internally and externally; including with third-parties such as existing lenders, partner lenders, appraisers, outside counsel and industry consultants bringing in senior management at the appropriate time. • Support networking activities as needed. • Undertake project work as required by the local and/or group companies. • Coordinate the initial funding of transactions including the closing/reconciliation of good faith deposits and the preparation of funding documentation and memos.

🎯 Requirements

• Proven ability to review collateral, financial performance and projections. • High attention to detail • Organizational skills essential • Strong skills regarding transaction structuring. • High level of familiarity with documentation specific to Factoring facilities. • Ability to build internal and external relationships. • Work in a fast-moving team environment. • Must be able to manage several projects in varying stages at the same time. • Must be able to take ownership / responsibility of work product. • Ability to present with professionalism and confidence to external committees, stakeholders, and investors. • Consistent and timely follow up essential to Team/Sales/Mgmt; etc • Strong oral and written communication skills • Undergraduate degree in finance or other business-related field preferred or undergraduate degree supplemented with relevant work experience. • Minimum 5 years of experience as an Underwriter. • Background in Factoring required.

🏖️ Benefits

• Annual Bonus Incentives • Remote/Hybrid Work • PTO • Health, Dental, and Life Benefits • 401k Matching • Abundant professional development opportunities